4202 Toluca St, Laredo, TX 78046 Property Records

Webb County property record for 4202 Toluca St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,832 sqft · built 1996
Lot Size	0.199 acres (8,687 sqft)
Owner	Individual Name on Record
Last Sale	$238,009 (Jul 2025)
Tax Bill	$1,249 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`973-60025-140`

Property Details

APN / Parcel Number

Primary APN	`973-60025-140`
Alternative APN	`237910`

Interior

Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	2,358 sqft
1st Floor Area	1,832 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,687 sqft (0.199 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	424 sqft
Storage Building	96 sqft

Location & Zoning

Street Address	4202 TOLUCA ST
City	LAREDO
State	TX
Zip	78046-8744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 BLK 25 LOS PRESIDENTES VII
Legal Subdivision	LOS PRESIDENTES
Legal Block	25
Legal Lot Number	14
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2003
Census Tract	1824

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4202 TOLUCA ST, LAREDO, TX 78046-8744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 4, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jul 11, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Aug 9, 2013 · Amount on Record
Deed Document Number	20251563162
Deed Book / Page	5873 / 223
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 22, 2025
Property Address	4202 TOLUCA ST, LAREDO, TX 78046-8744
Document Number	005873/223
Book / Page	5873 / 223
Map Reference	MB 13 PG 32
Instrument Date	Jul 21, 2025
Instrument	1563162
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 TOLUCA ST, LAREDO, TX 78046-8744

Mortgage

Document Number	0001563163
Date	Jul 22, 2025
Instrument	1563163

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4202 TOLUCA ST, LAREDO, TX 78046-8744
Transaction Type	Mortgage
Record Updated	Aug 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 TOLUCA ST, LAREDO, TX 78046-8744

Mortgage

Document Number	005509/475
Date	Aug 4, 2023
Book Page	5509/475
Instrument	1506920

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2063

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4202 TOLUCA ST, LAREDO, TX 78046-8744
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5115/731
Date	Sep 21, 2021
Book Page	5115/731
Instrument	1442869

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jun 1, 2046

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4202 TOLUCA ST, LAREDO, TX 78046-8744
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4445/707
Date	Jul 11, 2018
Book Page	4445/707
Instrument	1333845

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,329 (-0.63%) Land $95,991 Building $149,338	$245,329 (-0.63%) Land $95,991 Building $149,338
2025	$1,249.00 (-15.61%) Homeowner's exemption	$246,875 (+8.69%) Land $95,991 Building $150,884	$246,875 (+8.69%) Land $95,991 Building $150,884
2024	$1,480.00 (+11.95%)
2023		$227,131 Land $68,801 Building $158,330	$227,131 Land $68,801 Building $158,330
2022	$1,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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