4202 Needle Palm Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4202 Needle Palm Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 2001
Lot Size	0.198 acres (8,624 sqft)
Owner	Company Name on File
Last Sale	$1,364,580 (Jul 2023)
Tax Bill	$5,355 (2025)
Deeds & Mortgages	Jul 2023 Sale Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-26-30-0583-0001-1550`

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0583-0001-1550`
Alternative APNs	`263015058300011550` `85202`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,389 sqft Living Area
Gross Area	1,911 sqft
1st Floor Area	1,389 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,624 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	270 sqft
Porch	Finished/Open Porch
Porch Area	81 sqft
Deck Area	682 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4202 NEEDLE PALM CT
City	SAINT CLOUD
State	FL
Zip	34772-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT 8 PB 10 PG 197 LOT 155
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	CANOE CREEK LAKES UNIT 8
Legal Tract	583
Legal Block	1550
Legal Lot Number	155
Legal Unit	8P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1717 MAIN ST, 2000, DALLAS, TX 75201-4657
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Special Warranty Deed, Construction Loan ATTORNEY ONLY, ATTORNEY
Nov 3, 2021	Warranty Deed, Transfer SELENE TITLE LLC
Mar 27, 2020	Warranty Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Dec 4, 2013 · Amount on Record
Deed Document Number	202393438
Deed Book / Page	6443 / 693
Prior Transfer Date	Oct 21, 2013
Prior Transfer Doc	0045232232
Record Updated	Sep 20, 2026

July 2023: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 19, 2023
Property Address	4202 NEEDLE PALM CT, SAINT CLOUD, FL 34772-8521
Document Number	0064430693
Book / Page	6443 / 693
Map Reference	MB 10 PG 197
Instrument Date	Jul 18, 2023
Instrument	2023093438
Transaction Type	Construction Loan
Record Updated	Aug 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$9,552.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2340 COLLINS AVE # 700, 700, MIAMI BEACH, FL 33139-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 3, 2021
Property Address	4202 NEEDLE PALM CT, SAINT CLOUD, FL 34772-8521
Document Number	0060791154
Book / Page	6079 / 1154
Map Reference	MB 10 PG 197
Instrument Date	Sep 9, 2021
Instrument	2021171190
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 27, 2020
Property Address	4202 NEEDLE PALM CT, SAINT CLOUD, FL 34772-8521
Document Number	0056992869
Book / Page	005699 / 002869
Instrument Date	Mar 19, 2020
Instrument	43854
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,355.00 (-4.78%)	$299,000 (-1.48%) Land $75,000 Building $224,000	$299,000 (-1.48%) Land $75,000 Building $224,000
2024	$5,624.00 (+8.76%)
2023	$5,171.00 (+12.78%)	$303,500 (+19.39%) Land $65,000 Building $238,500	$303,500 (+19.39%) Land $65,000 Building $238,500
2022	$4,585.00	$254,200 Land $60,000 Building $194,200	$254,200 Land $60,000 Building $194,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Lumen Technologies Fiber	100 / 100

May also be available: Verizon.

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