4202 Hwy 54 E, Covington, TN 38019 Property Records

Tipton County property record for 4202 Hwy 54 E, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,254 sqft · built 1969
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$84,000 (Jan 2004)
Tax Bill$415 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN084043 01502

Property Details

APN / Parcel Number

Primary APN084043 01502
Alternative APN
  • 043 01502

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,254 sqft Living Area
1st Floor Area1,254 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
TerrainRolling
Garage TypeMixed
Garage Area875 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4202 HIGHWAY 54 E
CityCOVINGTON
StateTN
Zip38019-7157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFAR
Legal DescriptionDISTRICT: 13, COUNTY AREA: A62
JurisdictionTIPTON TN
Township / Civil Division1
Census Block Group1
Census Block1006
Census Tract40900

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4202 HIGHWAY 54 E, COVINGTON, TN 38019-7157
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2004 · Amount on Record
Deed SaleJan 26, 2004 · Amount on Record
Prior SaleMay 21, 1970
Deed Book / Page1118 / 519
Transfer Doc1118519
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address4202 HIGHWAY 54 E, COVINGTON, TN 38019-7157
Transaction TypeMortgage
Record UpdatedFeb 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4202 HIGHWAY 54 E, COVINGTON, TN 38019-7157

Mortgage

Document Number0001944884
DateFeb 4, 2022
Book Page1944/884
Instrument253774
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
AddressMEMPHIS, TN 38117
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJan 1, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$415.00 (-6.95%)$27,275 (-12.3%) Land $4,075 Building $23,200
2023$31,100 Land $4,075 Building $27,025
2022$446.00
2020$109,100 Land $16,300 Building $92,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Aeneas Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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