4201 Spruce Rd, Melissa, TX 75454 Property Records

Collin County property record for 4201 Spruce Rd, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,441 sqft · built 2012
Owner	2 Individual Names on Record
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-8596-00F-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-8596-00F-0010-1`
Alternative APN	`2561872`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,441 sqft Living Area
Gross Area	4,091 sqft
2nd Floor Area	1,201 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	386 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2561872
Street Address	4201 SPRUCE RD
City	MELISSA
State	TX
Zip	75454-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH CREEK PHASE I (CML), BLK F, LOT 1
Legal Subdivision	NORTH CREEK PHASE I (CML)
Legal Phase	1
Legal Block	F
Legal Lot Number	1
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3037
Census Tract	30207

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4201 SPRUCE RD, MELISSA, TX 75454-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2016
Deed Sale	Apr 26, 2016
Prior Sale	Oct 29, 2012
Deed Document Number	20160426000498300
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4201 SPRUCE RD, MELISSA, TX 75454-2536
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000131427
Date	Nov 15, 2023
Instrument	2023000131427

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4201 SPRUCE RD, MELISSA, TX 75454-2536
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000504090
Date	Mar 29, 2022
Instrument	20220329000504090

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$495,391 (-12.9%) Land $95,000 Building $400,391	$495,391 (-12.9%) Land $95,000 Building $400,391
2023	$568,751 Land $99,750 Building $469,001	$568,751 Land $99,750 Building $469,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Grayson Collin Communications, Rise Broadband.

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