4201 Riverside Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4201 Riverside Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$4,500 (Sep 2022)
Tax Bill	$352 (2025)
Deeds & Mortgages	Sep 2006 Mortgage Sep 2006 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`10-0022-0006-14-9`

Property Details

APN / Parcel Number

Primary APN	`10-0022-0006-14-9`
Alternative APN	`11-10-0022-0006-14-9`

Exterior

Architectural Style	Raised Ranch
Lot Area	7,841 sqft (0.18 acres)
Lot Depth	181 ft Depth

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4201 RIVERSIDE RD
City	BENTON HARBOR
State	MI
Zip	49022-9577
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	C1 COMM
Legal Description	COM 612.06'N OF SE COR SEC 22 T3S R18W TH N 32.51'TH W TO ELY LN OF ST JOSEPH RD TH S19DEG15'W ON SD R/W 34.44'TH E TO POB EXC HWY R/W
Legal Range	18W
Legal Township	03S
Legal Section	22
Jurisdiction	BERRIEN MI
Township / Civil Division	HAGAR
Census Block Group	3
Census Block	3024
Census Tract	10100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5984 HAGAR SHORE RD, COLOMA, MI 49038-9302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2006	Deed of Trust, Mortgage INVESTAID CORP
Sep 27, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INVESTAID CORP
Sep 2, 2022	Quit Claim Deed, Transfer Quitclaim
May 1, 2009	Other, Transfer · FHA Mortgage BEST HOME FINANCIAL
Jun 26, 2008	Quit Claim Deed, Transfer Quitclaim
May 23, 2008	Sheriff's Deed, Foreclosure
Jul 22, 2005	Warranty Deed, Transfer · Conventional Mortgage AMERICAS WHOLESALE LENDER
Mar 22, 2005	Special Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK SHORELINE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	May 1, 2009 · Amount on Record
Deed Document Number	2022361682
Deed Book / Page	3384 / 3261
Record Updated	Oct 29, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4201 RIVERSIDE RD, BENTON HARBOR, MI 49022-9577
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02746/1183
Date	Sep 27, 2006
Book Page	2746/1183

Lender

Name	INVESTAID CORP
Type	Subprime Lender
Address	24315 NORTHWESTERN HWY STE 100, SOUTHFIELD, MI 48075

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2036
Prepayment Penalty	36 Months

Interest

Rate Type	Adjustable Rate
Rate	10.1%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4201 RIVERSIDE RD, BENTON HARBOR, MI 49022-9577
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02746/1202
Date	Sep 27, 2006
Book Page	2746/1202

Lender

Name	INVESTAID CORP
Type	Subprime Lender
Address	24315 NORTHWESTERN HWY STE 100, SOUTHFIELD, MI 48075

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2016
Prepayment Penalty	36 Months

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 2, 2022
Property Address	4201 RIVERSIDE RD, BENTON HARBOR, MI 49022-9577
Document Number	03384/3261
Book / Page	3384 / 3261
Instrument Date	Sep 1, 2022
Instrument	2022361682
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 MAIN ST, SAINT JOSEPH, MI 49085-1316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5984 HAGAR SHORE RD, COLOMA, MI 49038-9302

May 2009: Other, Transfer

Document Type	Other
Jurisdiction	BERRIEN MI
Recording Date	May 1, 2009
Property Address	4201 RIVERSIDE RD, BENTON HARBOR, MI 49022-9577
Document Number	02882/1920
Book / Page	2882 / 1920
Instrument Date	Mar 25, 2009
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$301.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12700 WHITEWATER DR, MINNETONKA, MN 55343-9438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4179 RIVERSIDE DR, COLOMA, MI 49038

Mortgage

Document Number	0028821926
Date	May 1, 2009
Instrument	2882/1926

Lender

Name	BEST HOME FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2039

June 2008: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 26, 2008
Property Address	4201 RIVERSIDE RD, BENTON HARBOR, MI 49022-9577
Document Number	02849/0076
Book / Page	2849 / 0076
Instrument Date	Jun 18, 2008
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 COUNTRYWIDE WAY, SIMI VALLEY, CA 93065-6298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 COUNTRYWIDE WAY, SIMI VALLEY, CA 93065-6298

May 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	May 23, 2008
Property Address	4201 RIVERSIDE RD, BENTON HARBOR, MI 49022-9577
Document Number	02844/1412
Book / Page	2844 / 1412
Instrument Date	May 15, 2008
Transaction Type	Foreclosure
Record Updated	Jun 5, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 COUNTRYWIDE WAY, SIMI VALLEY, CA 93065-6298

July 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 22, 2005
Property Address	4201 RIVERSIDE RD, BENTON HARBOR, MI 49022-9577
Document Number	02630/1247
Book / Page	2630 / 1247
Instrument Date	Jul 1, 2005
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$576.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4179 RIVERSIDE RD, BENTON HARBOR, MI 49022-9523

Mortgage

Document Number	0026301249
Date	Jul 22, 2005
Instrument	2630/1249

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

March 2005: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 22, 2005
Property Address	4201 RIVERSIDE RD, BENTON HARBOR, MI 49022-9577
Document Number	02595/2031
Book / Page	2595 / 2031
Instrument Date	Feb 28, 2005
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2056 BOYER RD, COLOMA, MI 49038-8900

Mortgage

Document Number	0025952033
Date	Mar 22, 2005
Instrument	2595/2033

Lender

Name	CHEMICAL BANK SHORELINE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2010

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Hagar Township
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,500	$17,000
2025	$352.00 (+1,308%)
2022	$25.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1985–1993)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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