Osceola County property record for 4201 Red Bird Ave, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,236 sqft · built 1995 |
| Lot Size | 0.221 acres (9,626 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Oct 2020) |
| Tax Bill | $6,173 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Nov 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-26-30-0576-0001-1190 |
| Primary APN | 15-26-30-0576-0001-1190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| Gross Area | 2,906 sqft |
| 1st Floor Area | 2,236 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,626 sqft (0.221 acres) |
| Lot Dimensions | 115 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 38 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 230 sqft |
| Deck Area | 432 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4201 RED BIRD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | CANOE CREEK LAKES UNIT 2 PB 8 PG 137 LOT 119 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | CANOE CREEK LAKES UNIT 2 |
| Legal Tract | 576 |
| Legal Block | 1190 |
| Legal Lot Number | 119 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 43208 |
Source: Osceola County records · APN 15-26-30-0576-0001-1190
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4201 RED BIRD AVE, SAINT CLOUD, FL 34772-8880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2020 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 26, 2019 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Jan 21, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 01, 2018 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on Record |
| Deed Sale | Oct 21, 2020 · Amount on Record |
| Prior Sale | Aug 21, 2012 · Amount on Record |
| Deed Document Number | 2020142271 |
| Deed Book / Page | 5816 / 2591 |
| Last Transfer Date | Dec 17, 2020 |
| Transfer Doc | 0058742945 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4201 RED BIRD AVE, SAINT CLOUD, FL 34772-8880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056871882 |
|---|---|
| Date | Mar 06, 2020 |
| Book Page | 5687/1882 |
| Instrument | 2020033384 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4201 RED BIRD AVE, SAINT CLOUD, FL 34772-8880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056300087 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 5630/0087 |
| Instrument | 2019153713 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 21, 2021 |
| Property Address | 4201 RED BIRD AVE, SAINT CLOUD, FL 34772-8880 |
| Document Number | 0058742945 |
| Book / Page | 5874 / 2945 |
| Map Reference | MB 8 PG 137 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2021009604 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 ALFRED ST, CLIFTON, NJ 07013-3001 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 21, 2020 |
| Property Address | 4201 RED BIRD AVE, SAINT CLOUD, FL 34772-8880 |
| Document Number | 0058162591 |
| Book / Page | 5816 / 2591 |
| Map Reference | MB 8 PG 137 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2020142271 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2401 VARSITY DR, 2401, CLEARWATER, FL 33765-2354 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 ALFRED ST, CLIFTON, NJ 07013-3001 |
| Document Number | 0058162592 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 5816/2592 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4201 RED BIRD AVE, SAINT CLOUD, FL 34772-8880 |
| Document Number | 0053030822 |
| Instrument Date | Mar 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4201 RED BIRD AVE ST CLOUD FL 347728880, ST CLOUD, FL 34772-8880 |
| Document Number | 0053030822 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 005303/000822 |
| Instrument | 44155 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 18, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,173.00 (+4.91%) | $354,200 (-2.42%) Land $75,000 Building $279,200 | $354,200 (-2.42%) Land $75,000 Building $279,200 |
| 2024 | $5,884.00 (+6.54%) | ||
| 2023 | $5,523.00 (+13.36%) | $363,000 (+20.12%) Land $65,000 Building $298,000 | $363,000 (+20.12%) Land $65,000 Building $298,000 |
| 2022 | $4,872.00 | $302,200 Land $60,000 Building $242,200 | $302,200 Land $60,000 Building $242,200 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Lumen Technologies Fiber | 100 / 100 |
May also be available: Verizon.
Based on FCC filings for 262 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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