4201 Dowling Dr, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 4201 Dowling Dr, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,280 sqft · built 1969
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Apr 2023)
Tax Bill	$2,491 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-035-07`

Property Details

APN / Parcel Number

Primary APN	`101-035-07`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	316 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4201 DOWLING DR
City	CHARLOTTE
State	NC
Zip	28205-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L20 BC M14-335
Legal Subdivision	WINDSOR PARK 07
Legal Block	C
Legal Lot Number	20
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1003
Census Tract	1603

Owner

Source: Mecklenburg County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4201 DOWLING DR, CHARLOTTE, NC 28205-4509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Aug 29, 2008 · Amount on Record
Deed Document Number	202334798
Deed Book / Page	38062 / 706
Prior Transfer Date	Nov 8, 2007
Prior Transfer Doc	0000228379
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 18, 2023
Property Address	4201 DOWLING DR, CHARLOTTE, NC 28205-4509
Document Number	0000034798
Book / Page	38062 / 706
Map Reference	MB 14 PG 335
Instrument Date	Apr 15, 2023
Instrument	2023034798
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 MOUNT VERNON DR, ALBEMARLE, NC 28001-5601

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4201 DOWLING DR, CHARLOTTE, NC 28205-4509

Mortgage

Document Number	0000034799
Date	Apr 18, 2023
Instrument	2023034799

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.75%
Max Rate At Change	8%
Index	5-Year TN
Max Rate	12%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$308,800 Land $80,000 Building $228,800	$308,800 Land $80,000 Building $228,800
2024	$2,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985–1997)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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