42009 Spruce Point Ct, Brambleton (Ashburn), VA 20148 Property Records

Loudoun County property record for 42009 Spruce Point Ct, Brambleton, VA 20148

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,220 sqft · built 2017
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,418 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`199-17-1284-000`

Property Details

APN / Parcel Number

Primary APN	`199-17-1284-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,220 sqft Living Area
Basement Area	990 sqft
Finished Basement	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,840 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42009 SPRUCE POINT CT
City	BRAMBLETON
State	VA
Zip	20148-4883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	BRAMBLETON LANDBAY 1B SEC.31 LOT 3891 201701120002643/4P
Legal Subdivision	BRAMBLETON LANDBAY 1B
Legal Block	2
Legal Lot Number	3891
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2015
Census Tract	611026

Owner

Source: Loudoun County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42009 SPRUCE POINT CT, BRAMBLETON, VA 20148-4883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Jan 18, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage INTERCOASTAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42009 SPRUCE POINT CT, BRAMBLETON, VA 20148-4883
Document Number	20201214122424
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42009 SPRUCE POINT CT BRAMBLETON VA 201484883, BRAMBLETON, VA 20148-4883

Mortgage

Document Number	20201214122424
Date	Dec 14, 2020
Instrument	122424

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42009 SPRUCE POINT CT, BRAMBLETON, VA 20148-4883
Document Number	20200714056161
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42009 SPRUCE POINT CT BRAMBLETON VA 201484883, BRAMBLETON, VA 20148-4883

Mortgage

Document Number	20200714056161
Date	Jul 14, 2020
Instrument	56161

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3.38%

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jan 18, 2018
Property Address	42009 SPRUCE POINT CT, BRAMBLETON, VA 20148-4883
Document Number	20180118002935
Instrument Date	Jan 17, 2018
Instrument	2935
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42009 SPRUCE POINT CT BRAMBLETON VA 201484883, BRAMBLETON, VA 20148-4883

Mortgage

Document Number	20180118002936
Date	Jan 18, 2018
Instrument	2936

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,418.00 (+7.97%)	$1,169,970 (+17.35%) Land $330,900 Building $839,070	$1,169,970 (+17.35%) Land $330,900 Building $839,070
2023	$8,723.00	$997,010 Land $290,900 Building $706,110	$997,010 Land $290,900 Building $706,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: T-Mobile, Xfinity.

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