42001 McNally Rd, Willow River, MN 55795 Property Records

Pine County property record for 42001 McNally Rd, Willow River, MN 55795

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,232 sqft · built 1977
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Apr 2026)
Tax Bill	$2,888 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22.0245.000`

Property Details

APN / Parcel Number

Primary APN	`22.0245.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	168 sqft
Cabin	1 sqft
Greenhouse	2,560 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	42001 MCNALLY RD
City	WILLOW RIVER
State	MN
Zip	55795-3099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-044 RANGE-019 10.00 AC SOUTHWEST 1/4 OF SOUTHWEST 1/4 OF NORTHEAST 1/4 MICRO #532795 SOUTHWEST 1/4 OF NORTHEAST
Legal Range	019
Legal Township	044
Legal Section	23
Jurisdiction	PINE MN
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1137
Census Tract	950100

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3886 DAKOTA RDG, CHASKA, MN 55318-2691
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Mar 27, 2026 · Amount on Record
Deed Document Number	2026593744
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Apr 29, 2026
Property Address	42001 MCNALLY RD, WILLOW RIVER, MN 55795-3099
Document Number	0000593744
Instrument Date	Apr 27, 2026
Instrument	2026593744
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,320.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3886 DAKOTA RDG, CHASKA, MN 55318-2691

Mortgage

Document Number	0000593744,
Date	Apr 29, 2026
Instrument	2026593744

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	42001 MCNALLY RD, WILLOW RIVER, MN 55795-3099
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000559328
Date	Feb 18, 2021
Instrument	559328

Lender

Name	ALERUS FINANCIAL NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	42001 MCNALLY RD, WILLOW RIVER, MN 55795-3099
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000549735
Date	Nov 8, 2019
Instrument	549735

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 5, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Norman Township
Unified School District	East Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,900 (+9.01%) Land $80,700 Building $276,200	$356,900 (+9.01%) Land $80,700 Building $276,200
2025	$2,888.00 (-9.18%)	$327,400 (-0.76%) Land $59,200 Building $268,200	$327,400 (-0.76%) Land $59,200 Building $268,200
2023	$3,180.00	$329,900 Land $43,900 Building $286,000	$329,900 Land $43,900 Building $286,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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