4200 Willow Oak Rd, Mulberry, FL 33860 Property Records

Polk County property record for 4200 Willow Oak Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 1989
Lot Size	0.697 acres (30,379 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,100 (Mar 1994)
Tax Bill	$563 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-29-000000-022220`

Property Details

APN / Parcel Number

Primary APN	`23-29-29-000000-022220`
Alternative APNs	`292923000000022220` `92923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	30,379 sqft (0.697 acres)
Lot Dimensions	182 ft deep x 166 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	952 sqft
Carport	Carport
Carport Area	952 sqft

Exterior Amenities

Pool House	Pool House
Porch	Screened/Unfinished Porch
Porch Area	252 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4200 WILLOW OAK RD
City	MULBERRY
State	FL
Zip	33860-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	N1/2 OF SE1/4 OF SE1/4 LESS N 396 FT & LESS S 100 FT & LESS W 1100 FT & LESS E 50 FT FOR RD R/W
Legal Range	23E
Legal Township	29S
Legal Section	29
Legal Subdivision	MEADOWOOD ACRES
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3002
Census Tract	14904

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4200 WILLOW OAK RD, MULBERRY, FL 33860-9571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Jul 12, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 31, 2017	Deed of Trust, Mortgage · FHA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 1994 · Amount on Record
Deed Sale	Mar 31, 1994 · Amount on Record
Deed Book / Page	3369 / 130
Last Transfer Date	May 16, 2025
Transfer Doc	0000120908
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4200 WILLOW OAK RD, MULBERRY, FL 33860-9571
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 WILLOW OAK RD, MULBERRY, FL 33860-9571

Mortgage

Document Number	0000281935
Date	Dec 2, 2025
Book Page	13794/2000
Instrument	2025281935

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4200 WILLOW OAK RD, MULBERRY, FL 33860-9571
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178580
Date	Jul 12, 2021
Book Page	11796/485
Instrument	2021178580

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4200 WILLOW OAK RD, MULBERRY, FL 33860-9571
Document Number	0102580716
Book / Page	010258 / 000716
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4200 WILLOW OAK RD MULBERRY FL 338609571, MULBERRY, FL 33860-9571

Mortgage

Document Number	0102580716
Date	Sep 8, 2017
Book Page	010258/000716
Instrument	174926

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,072 (+2.7%)	$264,559 (-2.43%) Land $17,928 Building $246,631
2025	$563.00 (-52%)	$83,809 (+5.99%)	$271,153 (+0.66%) Land $17,928 Building $253,225
2024	$1,173.00 (+16.6%)
2023	$1,006.00 (+5.78%) Homeowner's exemption	$79,075 (+3%)	$269,372 (+8.56%) Land $17,211 Building $252,161
2022	$951.00 Homeowner's exemption	$76,772	$248,143 Land $16,494 Building $231,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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