McClain County property record for 4200 Two Lakes Ave, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,767 sqft · built 1987 |
| Lot Size | 0.66 acres (28,785 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $492,000 (Jun 2023) |
| Tax Bill | $5,713 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11804 |
| Primary APN | 11804 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,767 sqft Living Area |
| 1st Floor Area | 2,767 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,785 sqft (0.66 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool House | 192 sqft |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11804 |
|---|---|
| Street Address | 4200 TWO LAKES AVE |
| City | NORMAN |
| State | OK |
| Zip | 73072-9746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 & W 14.28' OF LOT 42 CRYSTAL LAKES |
| Legal Range | 03W |
| Legal Township | 08N |
| Legal Section | 09 |
| Legal Subdivision | CRYSTAL LAKES |
| Legal Block | 1 |
| Legal Lot Number | 42,43 |
| Jurisdiction | MCCLAIN OK |
| Township / Civil Division | PURCELL |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 400204 |
4200 Two Lakes Ave is owned and occupied by two individuals who bought it in June 2023.
Source: McClain County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4200 TWO LAKES AVE, NORMAN, OK 73072-9746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO |
| Jun 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on File |
| Deed Sale | Jun 22, 2023 · Amount on File |
| Prior Sale | Oct 13, 2015 · Amount on File |
| Deed Document Number | 20237643 |
| Deed Book / Page | 2865 / 838 |
| Prior Transfer Date | Oct 28, 2009 |
| Prior Transfer Doc | 001944/093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCLAIN OK |
| Property Address | 4200 TWO LAKES AVE, NORMAN, OK 73072-9746 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002923/604 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 2923/604 |
| Instrument | I-2024-003719 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 2400 ALAMEDA ST, NORMAN, OK 73071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Mar 30, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCLAIN OK |
| Recording Date | Jun 22, 2023 |
| Property Address | 4200 TWO LAKES AVE, NORMAN, OK 73072-9746 |
| Document Number | 002865/838 |
| Book / Page | 2865 / 838 |
| Instrument Date | Jun 20, 2023 |
| Instrument | I-2023-007643 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $738.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4200 TWO LAKES AVE, NORMAN, OK 73072-9746 |
| Document Number | I2023007645 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | I-2023-007645 |
| Name | ASSOCIATED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 4200 Two Lakes Ave was $5,713, down 3.7% from the year before.
Source: McClain County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McClain County |
| Municipality | Newcastle City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,523 (+1.85%) Land $6,380 Building $49,143 | $504,756 (+1.85%) Land $58,000 Building $446,756 | |
| 2025 | $5,713.00 (-3.68%) | $54,515 (+0.25%) Land $6,380 Building $48,135 | $495,591 (+0.25%) Land $58,000 Building $437,591 |
| 2024 | $5,931.00 (+40.95%) | $54,377 (+37.97%) Land $6,380 Building $47,997 | $494,342 (+11.88%) Land $58,000 Building $436,342 |
| 2023 | $4,208.00 (+5.09%) | $39,411 (+5%) Land $6,106 Building $33,305 | $441,855 (+29.49%) Land $58,000 Building $383,855 |
| 2022 | $4,004.00 | $37,535 Land $6,050 Building $31,485 | $341,225 Land $55,000 Building $286,225 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4200 Two Lakes Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4200 Two Lakes Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 84% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWCASTLE serves 7,900 people · EPA ID OK2004704 |
|---|---|
| Water Source | Purchased surface water from OKLAHOMA CITY |
| Last State Inspection | Jun 2025 |
| Lead | 23 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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