4200 Roarks Cove Rd, Decherd, TN 37324 Property Records

Franklin County property record for 4200 Roarks Cove Rd, Decherd, TN 37324

Property Summary

Property Type	Rural Home
Details	2 ba · 1,594 sqft · built 1930
Lot Size	48.3 acres (2,107,433 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,638 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`026039 02000`

Property Details

APN / Parcel Number

Primary APN	`026039 02000`
Alternative APN	`039 02000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,594 sqft Living Area
1st Floor Area	1,324 sqft
Upper Floors Area	900 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,107,433 sqft (48.3 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	294 sqft
Deck Area	532 sqft
Patio Area	532 sqft
Shed	1 Shed
Shed Area	1,000 sqft
Utility Building	144 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4200 ROARKS COVE RD
City	DECHERD
State	TN
Zip	37324-4567
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 09, COUNTY AREA: R02
Legal Subdivision	FRANK M PARTIN
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	1
Census Block	1063
Census Tract	960100

Owner

4200 Roarks Cove Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2005.

Source: Franklin County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4200 ROARKS COVE RD, DECHERD, TN 37324-4567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · USDA Mortgage USDA
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit FIRST VISION BK/TN-FRANKLIN CN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2005
Deed Sale	Jun 10, 2005
Deed Document Number	0000335362
Deed Book / Page	D310 / 150
Prior Transfer Date	Oct 16, 2001
Prior Transfer Doc	000D310150
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	4200 ROARKS COVE RD, DECHERD, TN 37324-4567
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 ROARKS COVE RD, DECHERD, TN 37324-4567

Mortgage

Document Number	0026001586
Date	Mar 5, 2026
Book Page	T1608/450
Instrument	26001586

Lender

Name	USDA
Type	Government Agency
Address	579 US COURTHOUSE 801 BROADWAY, NASHVILLE, TN 37203

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 5, 2046

Interest

Rate	1.62%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	4200 ROARKS COVE RD, DECHERD, TN 37324-4567
Document Number	0000002075
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4200 ROARKS COVE RD DECHERD TN 373244567, DECHERD, TN 37324-4567

Mortgage

Document Number	0000002075
Date	Apr 12, 2019
Book Page	001283/000593
Instrument	2075

Lender

Name	FIRST VISION BK/TN-FRANKLIN CN
Address	DECHERD, TN 37324

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 11, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4200 Roarks Cove Rd was $1,638 with an additional exemption.

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,638.00 Additional exemption filed	$82,075 Land $31,800 Building $50,275
2023		$75,400 Land $25,125 Building $50,275
2022	$1,372.00		$694,800 Land $493,700 Building $201,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4200 Roarks Cove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4200 Roarks Cove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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