4200 Omo Ranch Rd, Somerset, CA 95684 Property Records

El Dorado County property record for 4200 Omo Ranch Rd, Somerset, CA 95684

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,967 sqft · built 2015
Lot Size	40 acres (1,742,400 sqft)
Owner	Trust Name on File
Last Sale	$160,000 (Feb 2001)
Tax Bill	$6,969 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095-030-029-000`

Property Details

APN / Parcel Number

Primary APN	`095-030-029-000`
Alternative APNs	`09503029100` `0950302910`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,967 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	1,742,400 sqft
View / Lot	Waterfront
Patio Area	2,967 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	4200 OMO RANCH RD
City	SOMERSET
State	CA
Zip	95684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Description	SEC 3 8 12
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3003
Census Tract	31409

Owner

4200 Omo Ranch Rd is held in a trust since March 2014.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Trust Name on File
Mailing Address	80 LONGFELLOW RD, MILL VALLEY, CA 94941-1591
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 7, 2021	Intrafamily Transfer, Transfer
Sep 7, 2021	Intrafamily Transfer, Transfer
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2001 · Amount on File
Deed Sale	Feb 2, 2001 · Amount on File
Deed Document Number	20015750
Last Transfer Date	Mar 18, 2014
Transfer Doc	0000010781
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4200 OMO RANCH RD, SOMERSET, CA 95684
Transaction Type	Mortgage
Record Updated	Dec 7, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 LONGFELLOW RD, MILL VALLEY, CA 94941-1591

Mortgage

Document Number	0000033462
Date	Nov 27, 2023
Instrument	2023-0033462

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Sep 7, 2021
Property Address	4200 OMO RANCH RD, SOMERSET, CA 95684
Document Number	0000057522
Instrument Date	Sep 2, 2021
Instrument	2021-0057522
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	80 LONGFELLOW RD, MILL VALLEY, CA 94941-1591

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Sep 7, 2021
Property Address	4200 OMO RANCH RD, SOMERSET, CA 95684
Document Number	0000057521
Instrument Date	Sep 2, 2021
Instrument	2021-0057521
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	80 LONGFELLOW RD, MILL VALLEY, CA 94941-1591

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4200 OMO RANCH RD, SOMERSET, CA 95684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040499
Date	Aug 7, 2020
Instrument	2020-0040499

Lender

Name	UMPQUA BANK
Type	Bank
Address	VANCOUVER, WA 98660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 4200 Omo Ranch Rd was $6,969, up 2% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$674,955 (+2%) Land $245,902 Building $429,053
2025	$6,969.00 (+2.04%)	$661,722 Land $241,081 Building $420,641
2024	$6,830.00 (+2.05%)
2023	$6,693.00 (+1.61%)	$636,028 Land $231,720 Building $404,308
2022	$6,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4200 Omo Ranch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4200 Omo Ranch Rd is extreme, ranking above 98.9% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.9% of the US · above 92% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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