Lorain County property record for 4200 Oberlin Ave, Lorain, OH 44053
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,418 sqft · built 1976 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,528 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-006-108-046 |
| Primary APN | 02-02-006-108-046 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,418 sqft Total Area |
| Year Built | Built 1976 |
|---|---|
| Lot Area | 12,197 sqft (0.28 acres) |
| Cooling System | HVAC |
|---|
| Street Address | 4200 OBERLIN AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-2925 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 42-02-206B -058-00 |
| Legal Tract | 2 |
| Legal Block | 108 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 24200 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4200 OBERLIN AVE, LORAIN, OH 44053-2925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2018 |
| Deed Sale | Dec 21, 2018 |
| Prior Sale | Dec 21, 2018 · Amount on Record |
| Deed Document Number | 2018-0699057 |
| Record Updated | Jun 8, 2026 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,528.00 | $136,700 (-) Land $20,490 Building $116,210 | $390,570 (-) Land $58,540 Building $332,030 |
| 2024 | $8,528.00 (+15.38%) | $136,700 (+45.29%) Land $20,489 Building $116,211 | $390,570 (+45.29%) Land $58,540 Building $332,030 |
| 2023 | $7,391.00 (+1.01%) | $94,087 (+0.01%) Land $17,073 Building $77,014 | $268,820 (-) Land $48,780 Building $220,040 |
| 2022 | $7,317.00 | $94,080 Land $17,070 Building $77,010 | |
| 2021 | $268,820 Land $48,780 Building $220,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1981–2014) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Breezeline.
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