Highlands County property record for 4200 Gerrard Ter, Sebring, FL 33875
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.298 acres (12,982 sqft) |
| Owner | Individual Name on File |
| Last Sale | $14,000 (Oct 2024) |
| Tax Bill | $141 (2024) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C036905002000230 |
| Primary APN | C036905002000230 |
|---|---|
| Alternative APN |
|
| Lot Area | 12,982 sqft (0.298 acres) |
|---|---|
| Lot Dimensions | 105 ft deep x 125 ft wide |
| Old Parcel Number | C036905002000230 |
|---|---|
| Street Address | 4200 GERRARD TER |
| City | SEBRING |
| State | FL |
| Zip | 33875 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1 |
| Legal Description | SEBRING LAKES UNIT 2C PB 7-PG 10 LOTS 23-24-25 BLK 20 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES UNIT 2 C |
| Legal Block | 20 |
| Legal Lot Number | 23-25 24 |
| Legal Unit | 2C |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 961304 |
4200 Gerrard Ter, residential vacant land, is owned by an individual who bought it in October 2024.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1840 SCHLOSSER RD, SEBRING, FL 33875-5301 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2024 · Amount on File |
| Deed Sale | Oct 22, 2024 · Amount on File |
| Prior Sale | May 13, 2008 · Amount on File |
| Deed Document Number | 2227736 |
| Deed Book / Page | 3075 / 1674 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4200 GERRARD TER, SEBRING, FL 33875 |
| Document Number | 0001902527 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1419 WILSON DR SEBRING FL 338759619, SEBRING, FL 33875-9619 |
| Document Number | 0001902527 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 002643/001793 |
| Instrument | 1902527 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,000 (+53.85%) Land $12,000 | $12,000 (+53.85%) Land $12,000 | |
| 2024 | $141.00 (+22.61%) | $7,800 (-) Land $7,800 | $7,800 (-) Land $7,800 |
| 2023 | $115.00 (+17.35%) | $7,800 (+44.44%) Land $7,800 | $7,800 (+44.44%) Land $7,800 |
| 2022 | $98.00 | $5,400 Land $5,400 | $5,400 Land $5,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4200 Gerrard Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4200 Gerrard Ter is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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