4200 E Commerce Way, Unit 312, Sacramento, CA 95834 Property Records

Sacramento County property record for 4200 E Commerce Way, Unit 312, Sacramento, CA 95834

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,035 sqft · built 2004
Owner	Individual Name on File
Last Sale	$299,000 (May 2026)
Tax Bill	$2,577 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone A99 (high risk)
APN	`225-2030-001-0018`

Property Details

APN / Parcel Number

Primary APN	`225-2030-001-0018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
1st Floor Area	1,035 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4200 E COMMERCE WAY, 312
City	SACRAMENTO
State	CA
Zip	95834-9637
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC-40-PUD
Legal Description	BELLA ROSE CONDO PLAN BK 20040729/1239PCL 1 PM 177-17, BLDG 3 UNIT 312
Legal Subdivision	BELLA ROSE CONDO
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	7027

Owner

4200 E Commerce Way, Unit 312 is owned by an individual who bought it in May 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4200 E COMMERCE WAY, 312, SACRAMENTO, CA 95834-9637
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
May 10, 2018	Quit Claim Deed, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	May 28, 2013 · Amount on File
Deed Book / Page	20260529 / 1125
Prior Transfer Date	Apr 30, 2018
Prior Transfer Doc	5100000000601
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 29, 2026
Property Address	4200 E COMMERCE WAY, 312, SACRAMENTO, CA 95834-9637
Document Number	2026001125
Book / Page	20260529 / 1125
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,218.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026001126,
Date	May 29, 2026
Book Page	20260529/1126

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 10, 2018
Property Address	4200 E COMMERCE WAY UNIT 312, 312, SACRAMENTO, CA 95834-9637
Document Number	1805100601
Instrument Date	May 8, 2018
Instrument	1805100601
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Mortgage

Document Number	1805100602
Date	May 10, 2018
Instrument	1805100602

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	383 MADISON AVE, NEW YORK, NY 10179-0001

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4200 E Commerce Way, Unit 312 was $2,577, down 3.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$183,480 (+2%) Land $53,266 Building $130,214
2025	$2,577.00 (-3.48%)	$179,883 Land $52,222 Building $127,661
2024	$2,670.00 (+5.33%)
2023	$2,535.00 (+1.85%)	$172,900 Land $50,196 Building $122,704
2022	$2,489.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4200 E Commerce Way, Unit 312 in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4200 E Commerce Way, Unit 312 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath, T-Mobile, Zeta Broadband.

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