4200 E Commerce Way, Unit 2512, Sacramento, CA 95834 Property Records

Sacramento County property record for 4200 E Commerce Way, Unit 2512, Sacramento, CA 95834

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 667 sqft · built 2005
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2026)
Tax Bill	$1,764 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-2030-001-0194`

Property Details

APN / Parcel Number

Primary APN	`225-2030-001-0194`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	667 sqft Living Area
1st Floor Area	667 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4200 E COMMERCE WAY, 2512
City	SACRAMENTO
State	CA
Zip	95834-9663
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC-40-PUD
Legal Description	BELLA ROSE CONDO PLAN BK 20040729/1239PCL 1 PM 177-17, BLDG 25 UNIT 2512
Legal Subdivision	BELLA ROSE CONDO
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	7027

Owner

4200 E Commerce Way, Unit 2512 is owned and occupied by an individual who bought it in July 2026.

Source: Sacramento County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	4200 E COMMERCE WAY, 2512, SACRAMENTO, CA 95834-9663
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Grant Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jul 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage COLONY AMERICAN FINANCE LENDER LLC
Jul 19, 2021	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Jan 5, 2012 · Amount on File
Deed Document Number	2026
Deed Book / Page	20260727 / 472
Prior Transfer Date	Sep 10, 2012
Prior Transfer Doc	0000000886
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 27, 2026
Property Address	4200 E COMMERCE WAY, 2512, SACRAMENTO, CA 95834-9663
Document Number	2026000472
Book / Page	20260727 / 472
Instrument Date	Jul 20, 2026
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,664.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026000473,
Date	Jul 27, 2026
Book Page	20260727/473

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4200 E COMMERCE WAY UNIT 2512, 2512, SACRAMENTO, CA 95834-9663
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000659
Date	Jul 19, 2021
Instrument	202107190659

Lender

Name	COLONY AMERICAN FINANCE LENDER LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 19, 2021
Property Address	4200 E COMMERCE WAY UNIT 2512, 2512, SACRAMENTO, CA 95834-9663
Document Number	0000000658
Map Reference	MB 93 MAP 24
Instrument Date	Jun 25, 2021
Instrument	202107190658
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 DEREK PL, ROSEVILLE, CA 95678-7011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 DEREK PL, ROSEVILLE, CA 95678-7011
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4200 E Commerce Way, Unit 2512 was $1,764, down 3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$115,290 (+2%) Land $32,021 Building $83,269
2025	$1,764.00 (-3.02%)	$113,031 Land $31,394 Building $81,637
2024	$1,819.00 (+5.08%)
2023	$1,731.00 (-42.95%)	$108,644 Land $30,176 Building $78,468
2022	$3,034.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4200 E Commerce Way, Unit 2512 in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4200 E Commerce Way, Unit 2512 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath, T-Mobile, Zeta Broadband.

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