4200 E Commerce Way, Unit 1523, Sacramento, CA 95834 Property Records

Sacramento County property record for 4200 E Commerce Way, Unit 1523, Sacramento, CA 95834

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 958 sqft · built 2004
Owner2 Individual Names on File
Last Sale$310,000 (Jan 2022)
Tax Bill$4,270 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jan 2022 Transfer
+ 3 more
Flood ZoneZone A99 (high risk)
APN225-2030-001-0119

Property Details

APN / Parcel Number

Primary APN225-2030-001-0119

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area958 sqft Living Area
1st Floor Area958 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4200 E COMMERCE WAY, 1523
CitySACRAMENTO
StateCA
Zip95834-9656
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeEC-40-PUD
Legal DescriptionBELLA ROSE CONDO PLAN BK 20040729/1239PCL 1 PM 177-17, BLDG 15 UNIT 1523
Legal SubdivisionBELLA ROSE CONDO
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1003
Census Tract7027

Owner

4200 E Commerce Way, Unit 1523 is owned and occupied by two individuals who bought it in January 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address4200 E COMMERCE WAY, 1523, SACRAMENTO, CA 95834-9656
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 25, 2022Intrafamily Transfer, Transfer
ORANGE COAST TITLE COMPANY
Aug 13, 2020Quit Claim Deed, Transfer
UNITED WHOLESALE MTG
Apr 30, 2019Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 30, 2019Quit Claim Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2022 · Amount on File
Deed SaleJan 25, 2022 · Amount on File
Prior SaleApr 30, 2019 · Amount on File
Deed Book / Page20220125 / 1346
Prior Transfer DateJan 14, 2022
Prior Transfer Doc2022001345
Record UpdatedSep 20, 2026

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJan 25, 2022
Property Address4200 E COMMERCE WAY UNIT 1523, 1523, SACRAMENTO, CA 95834-9656
Document Number0000001346
Map ReferenceMB 333 PG 1
Instrument DateJan 21, 2022
Instrument2022012501346
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4200 E COMMERCE WAY UNIT 1523, 1523, SACRAMENTO, CA 95834-9656

Mortgage

Document Number0000001347
DateJan 25, 2022
Instrument2022012501347
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateJan 25, 2022
Property Address4200 E COMMERCE WAY UNIT 1523, 1523, SACRAMENTO, CA 95834-9656
Document Number0000001345
Map ReferenceMB 333 PG 1
Instrument DateJan 14, 2022
Instrument2022012501345
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4200 E COMMERCE WAY UNIT 1523, 1523, SACRAMENTO, CA 95834-9656

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateAug 13, 2020
Property Address4200 E COMMERCE WAY UNIT 1523, 1523, SACRAMENTO, CA 95834-9656
Document Number2008131448
Instrument DateAug 11, 2020
Instrument2008131448
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4200 E COMMERCE WAY #1523 SACRAMENTO CA 958349656, 1523, SACRAMENTO, CA 95834-9656

Mortgage

Document Number2008131449
DateAug 13, 2020
Instrument2008131449
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount on Record
Term360 Months
DueAug 12, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateApr 30, 2019
Property Address4200 E COMMERCE WAY UNIT 1523, 1523, SACRAMENTO, CA 95834-9656
Document Number1904302189
Instrument DateApr 29, 2019
Instrument1904302189
Transaction TypeTransfer
Record UpdatedMay 9, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$229.90
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4200 E COMMERCE WAY #1523 SACRAMENTO CA 958349656, 1523, SACRAMENTO, CA 95834-9656

Mortgage

Document Number1904302190
DateApr 30, 2019
Instrument1904302190
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 29, 2049

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateApr 30, 2019
Property Address4200 E COMMERCE WAY UNIT 1523, 1523, SACRAMENTO, CA 95834-9656
Document Number1904302188
Instrument DateApr 29, 2019
Instrument1904302188
Transaction TypeTransfer
Record UpdatedMay 14, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3970 WINDING CREEK RD SACRAMENTO CA 95864, SACRAMENTO, CA 95864

Tax Assessment & Valuation

The 2025 property tax bill for 4200 E Commerce Way, Unit 1523 was $4,270, down 4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictNatomas Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$335,551 (+2%) Land $81,181 Building $254,370
2025$4,270.00 (-3.98%)$328,973 Land $79,590 Building $249,383
2024$4,447.00 (+5.65%)
2023$4,209.00 (+37.19%)$316,200 Land $76,500 Building $239,700
2022$3,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4200 E Commerce Way, Unit 1523 in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A99
high risk · federal flood protection under construction
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 189 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies189 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4200 E Commerce Way, Unit 1523 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people · EPA ID CA3410020
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50
Succeed.Net
Fixed Wireless
100 / 50

May also be available: DigitalPath, T-Mobile, Zeta Broadband.

Nearby Properties on E Commerce Way

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