420 Whitebridge Rd, Hampstead, NC 28443 Property Records

Pender County property record for 420 Whitebridge Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 8,037 sqft · built 2004
Lot Size	4.13 acres (179,903 sqft)
Owner	Individual Name on Record
Tax Bill	$9,213 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3281-56-7562-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-56-7562-0000`
Alternative APNs	`3281-56-8643-0000` `32815665650000` `400845200` `845200`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	8,037 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Pier/Post & Beam
Lot Area	179,903 sqft (4.13 acres)
Garage Type	Detached
Garage Area	990 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,408 sqft
Deck Area	840 sqft
Lean-To	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	400845200
Old Parcel Number	32815665650000
Street Address	420 WHITEBRIDGE RD
City	HAMPSTEAD
State	NC
Zip	28443-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	LOT 31R PER DB 4852 PG 1229 MB 75/88 N/S WHITEBRIDGE RD
Legal Subdivision	WHITEBRIDGE SUB
Legal Lot Number	31R
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	420 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 19, 2024	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Dec 11, 2024	Deed, Transfer
Jan 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2017
Deed Sale	Jan 13, 2017
Deed Document Number	0046352807
Deed Book / Page	004635 / 002807
Last Transfer Date	Dec 11, 2024
Transfer Doc	0048521229
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	420 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2009
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2009

Mortgage

Document Number	0047700953
Date	Nov 4, 2021
Book Page	4770/953

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Oct 15, 2046

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	420 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2009
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047572359
Date	Jul 6, 2021
Book Page	4757/2359

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	420 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2009
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2009

Mortgage

Document Number	0048440985
Date	Aug 19, 2024
Book Page	4844/985

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PENDER NC
Recording Date	Dec 11, 2024
Property Address	420 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2009
Document Number	0048521229
Book / Page	4852 / 1229
Map Reference	MB 4783 PG 594
Instrument Date	Dec 11, 2024
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2009

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 13, 2017
Property Address	420 WHITEBRIDGE RD, HAMPSTEAD, NC 28443-2009
Document Number	0046352807
Book / Page	004635 / 002807
Instrument Date	Dec 28, 2016
Instrument	20019324
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 WHITEBRIDGE RD HAMPSTEAD NC 284432009, HAMPSTEAD, NC 28443-2009

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,213.00 (+13.54%)	$2,247,446 (+136.99%) Land $253,210 Building $1,994,236	$2,247,446 (+136.99%) Land $253,210 Building $1,994,236
2023		$948,319 (-) Land $138,000 Building $810,319	$948,319 (-) Land $138,000 Building $810,319
2022	$8,114.00	$948,319 Land $138,000 Building $810,319	$948,319 Land $138,000 Building $810,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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