420 Waverley Dr, Frederick, MD 21702 Property Records

Frederick County property record for 420 Waverley Dr, Frederick, MD 21702 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,116 sqft · built 2020
Lot Size	0.049 acres (2,111 sqft)
Owner	2 Individual Names on File
Last Sale	$329,950 (Dec 2020)
Tax Bill	$6,982 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-596694`

Property Details

APN / Parcel Number

Primary APN	`02-596694`
Alternative APN	`596694`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,111 sqft (0.049 acres)
Porch	Slab
Porch Area	24 sqft
Balcony Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	596694
Street Address	420 WAVERLEY DR
City	FREDERICK
State	MD
Zip	21702-4390
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 63 2,111 SQ FT WAVERLEY VIEW
Legal Subdivision	WAVERLEY VIEW
Legal Lot Number	63
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	750508

Owner

Source: Frederick County records · APN 02-596694

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	420 WAVERLEY DR, FREDERICK, MD 21702-4390
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Dec 14, 2020	Grant Deed, Subdivision Related Transfer CLEAR TITLE
Jul 14, 2020	Loan Modification, Mortgage MVB BK INC
Jun 16, 2020	Loan Modification, Mortgage OTHER
Jun 30, 2020	Grant Deed, Transfer COMMUNITY TITLE NTWK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Book / Page	14360 / 437
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	420 WAVERLEY DR, FREDERICK, MD 21702-4390
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177420327
Date	Feb 26, 2026
Book Page	17742/327

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 14, 2020
Property Address	420 WAVERLEY DR, FREDERICK, MD 21702-4390
Document Number	0143600137
Book / Page	014360 / 000137
Instrument Date	Dec 01, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2021
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	420 WAVERLEY DR FREDERICK MD 217024390, FREDERICK, MD 21702-4390

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	420 WAVERLEY DR, FREDERICK, MD 21702-4390
Document Number	0139580216
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 08, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1311A DOLLEY MADISON BLVD #3A MCLEAN VA 221013975, 3A, MCLEAN, VA 22101-3975

Mortgage

Document Number	0139580216
Date	Aug 06, 2020
Book Page	013958/000216

Lender

Name	MVB BK INC
Type	Bank
Address	12100 SUNSET HILLS RD # 130, RESTON, VA 20190-3221

Agreement

Amount	Amount Recorded

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	420 WAVERLEY DR, FREDERICK, MD 21702-4390
Document Number	0138640138
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1311A DOLLEY MADISON BLVD #3A MCLEAN VA 221013975, 3A, MCLEAN, VA 22101-3975
Investor	Possibly a Property Investor

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2020
Property Address	420 WAVERLEY DR, FREDERICK, MD 21702-4390
Document Number	0138640131
Book / Page	013864 / 000131
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	COMMUNITY TITLE NTWK

Transaction

Amount	Amount Recorded
Tax	$920.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1311 A-DOLLEY MADISON BLVD MCLEAN VA 22101, MCLEAN, VA 22101
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,982.00 (+9.52%) Homeowner's exemption	$377,700 (+7.99%) Land $80,000 Building $297,700	$377,700 (-) Land $80,000 Building $297,700
2023	$6,375.00 Homeowner's exemption	$349,767	$377,700 Land $80,000 Building $297,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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