420 Walter Ave, Frostproof, FL 33843 Property Records

Polk County property record for 420 Walter Ave, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 860 sqft · built 1969
Lot Size	0.207 acres (8,995 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Feb 2018)
Tax Bill	$1,483 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-32-07-985800-006130`

Property Details

APN / Parcel Number

Primary APN	`28-32-07-985800-006130`
Alternative APNs	`073228985800006130` `73228000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	860 sqft Living Area
1st Floor Area	860 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,995 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	320 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	252 sqft
Shed	1 Shed

Location & Zoning

Street Address	420 WALTER AVE
City	FROSTPROOF
State	FL
Zip	33843-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 6 LOT 13
Legal Range	28E
Legal Township	32S
Legal Section	07
Legal Subdivision	SUN RAY HOMES PLAT NO 2
Legal Tract	985800
Legal Block	6
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2040
Census Tract	15801

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 MARLOW RD, FROSTPROOF, FL 33843-9529
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2018 · Amount on Record
Deed Sale	Feb 19, 2018 · Amount on Record
Deed Document Number	201837428
Deed Book / Page	10400 / 1539
Record Updated	Sep 20, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 19, 2018
Property Address	420 WALTER AVE, FROSTPROOF, FL 33843-9750
Document Number	0104001539
Book / Page	010400 / 001539
Instrument Date	Feb 15, 2018
Instrument	37428
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 MARLOW RD FROSTPROOF FL 338439529, FROSTPROOF, FL 33843-9529

Mortgage

Document Number	104001540
Date	Feb 19, 2018
Book Page	010400/001540
Instrument	37429

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PW 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,483.00 (-21.33%)	$103,553 (-17.43%)	$130,987 (+4.45%) Land $21,000 Building $109,987
2023	$1,885.00 (+11.28%)	$125,408 (+17.53%) Land $13,500 Building $111,908	$125,408 (+17.53%) Land $13,500 Building $111,908
2022	$1,694.00	$106,706 Land $7,700 Building $99,006	$106,706 Land $7,700 Building $99,006

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20