420 W Main St, Delta, OH 43515 Property Records

Fulton County property record for 420 W Main St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1956
Lot Size	0.413 acres (17,999 sqft)
Owner	Individual Name on File
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-060712-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-060712-00.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	17,999 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	420 W MAIN ST
City	DELTA
State	OH
Zip	43515-9490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	7E-7N-11 220FT X 100FT SE COR W1/2 SE PLAT 24 .50A
Legal Range	07E
Legal Township	07N
Legal Section	11
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	2
Census Block	2001
Census Tract	40400

Owner

420 W Main St is owned and occupied by an individual who acquired it in October 2022.

Source: Fulton County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	420 W MAIN ST, DELTA, OH 43515-9490
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2020	Warranty Deed, Transfer · VA Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022
Deed Sale	Oct 20, 2022
Prior Sale	Feb 3, 2020 · Amount on File
Deed Document Number	20224907
Deed Book / Page	374 / 4438
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Oct 20, 2022
Property Address	420 W MAIN ST, DELTA, OH 43515-9490
Document Number	00374/4438
Book / Page	374 / 4438
Instrument Date	Oct 11, 2022
Instrument	202200004907
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	LOUISVILLE, LOUISVILLE TTL AGCY FOR NW O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 W MAIN ST, DELTA, OH 43515-9490

Mortgage

Document Number	202200004908
Date	Oct 20, 2022
Instrument	202200004908

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Feb 3, 2020
Property Address	420 W MAIN ST, DELTA, OH 43515-9490
Document Number	00358/3813
Book / Page	358 / 3813
Instrument Date	Jan 27, 2020
Instrument	202000257165
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 W MAIN ST, DELTA, OH 43515-9490
Investor	Possibly a Property Investor

Mortgage

Document Number	202000257166
Date	Feb 3, 2020
Instrument	202000257166

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 420 W Main St was $2,326, down 5.2% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,326.00 (-5.22%)	$51,940 (-) Land $9,940 Building $42,000	$148,400 (-) Land $28,400 Building $120,000
2024	$2,454.00 (-0.85%)	$51,940 (-) Land $9,940 Building $42,000	$148,400 (-) Land $28,400 Building $120,000
2023	$2,475.00 (+6.41%)	$51,940 (+27.15%) Land $9,940 Building $42,000	$148,400 Land $28,400 Building $120,000
2022	$2,326.00	$40,850 Land $8,300 Building $32,550
2020			$116,700 Land $23,700 Building $93,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: MetaLINK Technologies, T-Mobile, Verizon.

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