420 W 12th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 420 W 12th St, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,555 sqft · built 1915
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$423,000 (Nov 2019)
Tax Bill$5,330 (2026)
Deeds & MortgagesNov 2019 Sale & Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN233-103-070-000

Property Details

APN / Parcel Number

Primary APN233-103-070-000
Alternative APN
  • 233-103-07

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,555 sqft Living Area
1st Floor Area1,555 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number233-103-07
Street Address420 W 12TH ST
CityTRACY
StateCA
Zip95376-3404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSEDALE BLK 9 LOT 11
Legal SubdivisionROSEDALE SUB
Legal Block4
Legal Lot Number11
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group4
Census Block4015
Census Tract5303

Owner

420 W 12th St is owned and occupied by two individuals who bought it in November 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address420 W 12TH ST, TRACY, CA 95376-3404
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2019Grant Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jan 13, 2017Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2019 · Amount on File
Deed SaleNov 5, 2019 · Amount on File
Prior SaleJan 13, 2017 · Amount on File
Deed Document Number2019127080
Prior Transfer DateDec 9, 2012
Prior Transfer Doc0000167863
Record UpdatedOct 29, 2026

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 5, 2019
Property Address420 W 12TH ST, TRACY, CA 95376-3404
Document Number0000127080
Map ReferenceVOL 5 PG 21
Instrument DateOct 25, 2019
Instrument2019-127080
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address43178 CONTINENTAL DR, FREMONT, CA 94538-6106

Mortgage

Document Number0000127081
DateNov 5, 2019
Instrument2019-127081
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 13, 2017
Property Address420 W 12TH ST, TRACY, CA 95376-3404
Document Number0000006191
Map ReferenceMAP5 PG21
Instrument DateJan 6, 2017
Instrument2017-006191
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address420 W 12TH ST, TRACY, CA 95376-3404

Mortgage

Document Number0000006192
DateJan 13, 2017
Instrument2017-006192
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 420 W 12th St was $5,330.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,330.00 (-0.04%)
2025$5,332.00$462,608 Land $136,703 Building $325,905
2023$4,836.00 (+2.07%)$444,646 Land $131,396 Building $313,250$520,110
2022$4,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 W 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 420 W 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Matrix Broadband, Verizon.

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