420 SW 7th St, Stuart, FL 34994 Property Records

Martin County property record for 420 SW 7th St, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,321 sqft · built 1972
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Dec 2024)
Tax Bill	$8,627 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-38-41-006-003-0023.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`05-38-41-006-003-0023.0-3-0000`
Alternative APNs	`05-38-41-006-003-00230-3` `538410060030023030000` `22375`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,321 sqft Living Area
Gross Area	1,911 sqft
1st Floor Area	1,321 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,142 sqft (0.141 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Screened Concrete Masonry Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22375
Street Address	420 SW 7TH ST
City	STUART
State	FL
Zip	34994-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	FRAZIER CRESCENT W 13.875 OF LOT 23 & ALL LOT 24 BLK 3
Legal Range	41E
Legal Township	38S
Legal Section	5
Legal Subdivision	FRAZIER CRESCENT
Legal Block	3
Legal Lot Number	23,24
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1041
Census Tract	701

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 SW 7TH ST, STUART, FL 34994-2908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer · Seller Carry-Back REECE KILNER
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Feb 2, 2024 · Amount on Record
Deed Document Number	20243103443
Deed Book / Page	3471 / 2916
Transfer Doc	1107002888
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 2, 2024
Property Address	420 SW 7TH ST, STUART, FL 34994-2908
Document Number	0034181341
Book / Page	3418 / 1341
Map Reference	MB 1 PG 46
Instrument Date	Feb 2, 2024
Instrument	3056208
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 NE JULIA CT, JENSEN BEACH, FL 34957-6019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 SW GOLDEN BEAR WAY, PALM CITY, FL 34990-8803

Mortgage

Document Number	0034181342
Date	Feb 2, 2024
Instrument	3418/1342

Lender

Name	REECE KILNER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	1 Months
Due	Mar 2, 2024

Interest

Rate	5%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 15, 2018
Property Address	420 SW 7TH ST, STUART, FL 34994-2908
Document Number	0030101242
Book / Page	03010 / 1242
Map Reference	MB1 PG46
Instrument Date	Aug 13, 2018
Instrument	2710642
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTH FLORIDA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4596 SW GOSSAMER CIR, 4596, PALM CITY, FL 34990-1560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 NE JULIA CT, JENSEN BEACH, FL 34957-6019

Mortgage

Document Number	0002710643
Date	Aug 15, 2018
Instrument	2710643

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,627.00 (+56.2%)	$487,040 (+98.69%) Land $184,260 Building $302,780	$487,040 (+33.15%) Land $184,260 Building $302,780
2024	$5,523.00 (+3.45%)
2023	$5,339.00 (+10.08%)	$245,121 (+1%)	$365,790 (+11.64%) Land $159,691 Building $206,099
2022	$4,850.00	$222,838	$327,650 Land $230,000 Building $97,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 units insured incl. 32 condo units
Nearby Flood Claims	3 (2014–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile, Verizon.

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