420 Summit St, Dubuque, IA 52001 Property Records

Dubuque County property record for 420 Summit St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,684 sqft · built 1921
Lot Size0.126 acres (5,508 sqft)
OwnerIndividual Name on Record
Last Sale$281,000 (Sep 2025)
Tax Bill$2,860 (2024)
Deeds & MortgagesSep 2025 Sale
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-25-179-009

Property Details

APN / Parcel Number

Primary APN10-25-179-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,684 sqft Living Area
1st Floor Area832 sqft
Upper Floors Area832 sqft
Attic Area832 sqft
Basement Area852 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1921
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeWood Frame
Lot Area5,508 sqft (0.126 acres)
Lot Dimensions108 ft deep x 51 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address420 SUMMIT ST
CityDUBUQUE
StateIA
Zip52001-6651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 3 & W1/2 OF THE S1/2 LOT 6 SUMMIT STREET SUB
Legal SubdivisionLINCOLN
Legal Lot Number3,6
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2007
Census Tract702

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address420 SUMMIT ST, DUBUQUE, IA 52001-6651
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Warranty Deed, Transfer
Jun 29, 2022Warranty Deed, Transfer · Conventional Mortgage
COLLINS COMMUNITY CU
Apr 3, 2018Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleJun 29, 2022 · Amount on Record
Deed Document Number2025-00010268
Record UpdatedJun 7, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateSep 24, 2025
Property Address420 SUMMIT ST, DUBUQUE, IA 52001-6651
Document Number0000010268
Instrument DateSep 21, 2025
Instrument2025-00010268
Transaction TypeTransfer
Record UpdatedOct 2, 2025

Transaction

AmountAmount Recorded
Tax$448.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 SUMMIT ST, DUBUQUE, IA 52001-6651

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateJun 29, 2022
Property Address420 SUMMIT ST, DUBUQUE, IA 52001-6651
Document Number0000008162
Instrument DateJun 22, 2022
Instrument2022-00008162
Transaction TypeTransfer
Record UpdatedOct 2, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$354.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address420 SUMMIT ST, DUBUQUE, IA 52001-6651

Mortgage

Document Number0000008163
DateJun 29, 2022
Instrument2022-00008163
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address420 SUMMIT ST, DUBUQUE, IA 52001-6651
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003288
DateApr 3, 2018
Instrument2018-00003288
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 29, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$229,400 (+9.71%) Land $29,900 Building $199,500$229,400 (+9.71%) Land $29,900 Building $199,500
2024$2,860.00 (+5.69%)
2023$209,100 (+26.12%) Land $28,600 Building $180,500$209,100 (+26.12%) Land $28,600 Building $180,500
2022$2,706.00 Homeowner's exemption$165,800 Land $24,710 Building $141,090
2021$165,800 Land $24,710 Building $141,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.

Nearby Properties on Summit St

Nearby Streets

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