420 Stephens Rd, Cleveland, TX 77328 Property Records

San Jacinto County property record for 420 Stephens Rd, Cleveland, TX 77328 · Last verified June 2026

Property Summary

Property Type	Commercial
Details	2.5 ba · 2,458 sqft · built 1962
Lot Size	5.32 acres (231,948 sqft)
Owner	Individual Name on File
Last Sale	$272,333 (Jan 2023)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0164-000-0030`

Property Details

APN / Parcel Number

Primary APN	`0164-000-0030`
Alternative APN	`46827`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,458 sqft Gross Area
1st Floor Area	1,996 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	231,948 sqft (5.32 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Open Frame Porch
Porch Area	116 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0164-000-0030
Street Address	420 STEPHENS RD
City	CLEVELAND
State	TX
Zip	77328-4034
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	A164 H&TCRR CO, TRACT 3, ACRES 5.3248
Legal Subdivision	H&TCRR CO
Legal Tract	3
Legal Block	2
Jurisdiction	SAN JACINTO TX
Township / Civil Division	SHEPHERD-EVERGREEN
Census Block Group	2
Census Block	2023
Census Tract	200105

Owner

Source: San Jacinto County records · APN 0164-000-0030

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	420 STEPHENS RD, CLEVELAND, TX 77328-4034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	2023276
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Property Address	420 STEPHENS RD, CLEVELAND, TX 77328-4034
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230277
Date	Jan 12, 2023
Instrument	20230277

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Tax Assessment & Valuation

Source: San Jacinto County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	San Jacinto County
Unified School District	Shepherd Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,148.00 (+1,180.25%) Homeowner's exemption	$267,495 (+21%)	$300,980 (+36.15%) Land $115,070 Building $185,910
2023		$221,070 Land $79,870 Building $141,200	$221,070 Land $79,870 Building $141,200
2022	$324.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Jacinto County (48407C), updated January 19, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 25% of Texas
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.