420 Spruce St, Littlefork, MN 56653 Property Records

Koochiching County property record for 420 Spruce St, Littlefork, MN 56653

Property Summary

Property Type	Single Family Home
Details	504 sqft · built 2012
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (May 2021)
Tax Bill	$1,262 (2026)
Deeds & Mortgages	Apr 2020 Refinance Sep 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`95-001-03240`

Property Details

APN / Parcel Number

Primary APN	`95-001-03240`
Alternative APN	`19465`

Interior

Stories	2 Stories
Building Area	504 sqft Gross Area
1st Floor Area	504 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Logs
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	19465
Street Address	420 SPRUCE ST
City	LITTLEFORK
State	MN
Zip	56653-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 AND THE N-LY 25FT OF LOT 25, BLOCK 3
Legal Range	25
Legal Township	068
Legal Section	09
Legal Subdivision	AUDITORS PLAT NO 8
Legal Block	3
Legal Lot Number	24
Jurisdiction	KOOCHICHING MN
Township / Civil Division	LITTLEFORK
Census Block Group	2
Census Block	2119
Census Tract	790300

Owner

Source: Koochiching County assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 385, LITTLEFORK, MN 56653-0385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Sep 22, 2021	Quit Claim Deed, Transfer Quitclaim
May 18, 2021	Warranty Deed, Transfer
Sep 17, 2018	Warranty Deed, Transfer · VA Mortgage ENVISION CAPITAL INC
Sep 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	2021297296
Last Transfer Date	Sep 22, 2021
Transfer Doc	0000298353
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	420 SPRUCE ST, LITTLEFORK, MN 56653-2002
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000294257
Date	Apr 2, 2020
Instrument	A000294257

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Sep 22, 2021
Property Address	420 SPRUCE ST, LITTLEFORK, MN 56653-2002
Document Number	A000298353
Instrument Date	Sep 22, 2021
Instrument	A000298353
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 385, LITTLEFORK, MN 56653-0385

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	May 18, 2021
Property Address	420 SPRUCE ST, LITTLEFORK, MN 56653-2002
Document Number	A000297296
Instrument Date	May 13, 2021
Instrument	A000297296
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 385, LITTLEFORK, MN 56653-0385

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Sep 17, 2018
Property Address	420 SPRUCE ST, LITTLEFORK, MN 56653-2002
Document Number	A000290847
Instrument Date	Sep 14, 2018
Instrument	A000290847
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 184, TURTLE LAKE, ND 58575-0184

Mortgage

Document Number	A000290848
Date	Sep 17, 2018
Instrument	A000290848

Lender

Name	ENVISION CAPITAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Sep 17, 2018
Property Address	420 SPRUCE ST, LITTLEFORK, MN 56653-2002
Document Number	A000290846
Instrument Date	Sep 7, 2018
Instrument	A000290846
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 184, TURTLE LAKE, ND 58575-0184

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Municipality	Littlefork City
Unified School District	Littlefork-Big Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,262.00 Homeowner's exemption
2025	$1,262.00 (-20.13%)	$103,000 (-10.51%) Land $6,000 Building $97,000	$103,000 (-10.51%) Land $6,000 Building $97,000
2024	$1,580.00 Homeowner's exemption	$115,100 Land $6,700 Building $108,400	$115,100 Land $6,700 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Littlefork serves 542 people · EPA ID MN1360004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Paul Bunyan Rural Telephone Cooperative, T-Mobile USA.

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