420 Spring St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 420 Spring St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,046 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2026)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit May 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`40007760402000`

Property Details

APN / Parcel Number

Primary APN	`40007760402000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,046 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	420 SPRING ST
City	GRAND LEDGE
State	MI
Zip	48837-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	E 8 RODS OF LOT 2. BLOCK 4. SOUTH SIDE ADDITION CITY OF GRAND LEDGE PA 293 OF 1976-$10000
Legal Subdivision	SOUTH SIDE ADDITION
Legal Block	4
Legal Lot Number	2
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	2
Census Block	2019
Census Tract	20403

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 SPRING ST, GRAND LEDGE, MI 48837-1437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
May 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK
May 9, 2007	Deed of Trust, Mortgage QUICKEN LOANS INC
Jun 23, 2005	Deed of Trust, Mortgage MICHIGAN STATE UNIVERSITY FCU
May 9, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage QUICKEN LOANS INC
May 22, 2026	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Deed Book / Page	3192 / 857
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	420 SPRING ST, GRAND LEDGE, MI 48837-1437
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002836/842
Date	Apr 6, 2020
Book Page	2836/842

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	420 SPRING ST, GRAND LEDGE, MI 48837-1437
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01927/0537
Date	May 6, 2005
Book Page	1927/0537

Lender

Name	COUNTRYWIDE BANK
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	420 SPRING ST, GRAND LEDGE, MI 48837-1437
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02116/0017
Date	May 9, 2007
Book Page	2116/0017

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2037

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	420 SPRING ST, GRAND LEDGE, MI 48837-1437
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01942/0007
Date	Jun 23, 2005
Book Page	1942/0007

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Index	Prime Rate

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	420 SPRING ST, GRAND LEDGE, MI 48837-1437
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02116/0033
Date	May 9, 2007
Book Page	2116/0033

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2022

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 22, 2026
Property Address	420 SPRING ST, GRAND LEDGE, MI 48837-1437
Document Number	3192000857
Book / Page	3192 / 857
Instrument Date	May 21, 2026
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208,464.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 SPRING ST, GRAND LEDGE, MI 48837-1437

Mortgage

Document Number	3192000859,
Date	May 22, 2026
Book Page	3192/859

Lender

Name	NORTHPOINTE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,300 (+18.01%)	$221,211 (+11.27%) Land $30,171 Building $191,040
2025	$3,661.00 (-61.43%)
2023		$99,400	$198,800
2022	$9,493.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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