420 Sparrow Dr, Seneca, SC 29678 Property Records

Oconee County property record for 420 Sparrow Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,586 sqft · built 2014
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (Apr 2023)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`279-00-05-110`

Property Details

APN / Parcel Number

Primary APN	`279-00-05-110`
Alternative APN	`1064847`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1064847
Street Address	420 SPARROW DR
City	SENECA
State	SC
Zip	29678-5067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 (0.913 AC)
Legal Subdivision	CONTAINING ONE ONETHS 0
Legal Lot Number	3
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2015
Census Tract	30904

Owner

420 Sparrow Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Oconee County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	420 SPARROW DR, SENECA, SC 29678-5067
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Document Number	202313388
Deed Book / Page	2931 / 220
Prior Transfer Date	Mar 31, 2023
Prior Transfer Doc	0000013387
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 18, 2023
Property Address	420 SPARROW DR, SENECA, SC 29678-5067
Document Number	0000013388
Book / Page	2931 / 220
Map Reference	MB B469 PG 9
Instrument Date	Apr 14, 2023
Instrument	13388
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 SPARROW DR, SENECA, SC 29678-5067

Mortgage

Document Number	0000013389
Date	Apr 18, 2023
Book Page	4439/295
Instrument	13389

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 420 Sparrow Dr was $1,323.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00	$12,620 Land $360 Building $12,260	$315,510 Land $9,010 Building $306,500
2023		$6,824 Land $360 Building $6,464	$170,608 Land $9,010 Building $161,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Sparrow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Sparrow Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20