Carroll County property record for 420 Smith Rd, Westminster, MD 21158 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 1,689 sqft · built 2000 |
| Lot Size | 23.5 acres (1,027,580 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,553 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-018602 |
| Primary APN | 11-018602 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,689 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,027,580 sqft (23.5 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 018602 |
|---|---|
| Street Address | 420 SMITH RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LT - 23.59 ACS 420 SMITH RD WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 511000 |
Source: Carroll County records · APN 11-018602
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 SMITH RD, WESTMINSTER, MD 21158-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Unknown ACNB BANK |
| Jan 03, 2019 | Deed of Trust, Mortgage · Line of Credit NWSB BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 1999 |
| Deed Sale | Jun 22, 1999 |
| Deed Document Number | 1999985033 |
| Deed Book / Page | 2220 / 614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 420 SMITH RD, WESTMINSTER, MD 21158-4007 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 420 SMITH RD, WESTMINSTER, MD 21158-4007 |
| Document Number | 0112220496 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 11222/496 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 420 SMITH RD, WESTMINSTER, MD 21158-4007 |
| Document Number | 0092100332 |
| Instrument Date | Jan 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2019 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 420 SMITH RD WESTMINSTER MD 211584007, WESTMINSTER, MD 21158-4007 |
| Document Number | 0092100332 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 009210/000332 |
| Name | NWSB BK |
|---|---|
| Address | GETTYSBURG, PA 17325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,067 (+8.62%) | $381,100 (-) Land $135,600 Building $245,500 | |
| 2025 | $3,553.00 (+6.6%) Homeowner's exemption | $325,033 (+10.17%) | $381,100 (+28.32%) Land $135,600 Building $245,500 |
| 2023 | $3,333.00 Homeowner's exemption | $295,033 | $297,000 Land $135,600 Building $161,400 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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