420 Setty Rd, Albany, OH 45710 Property Records

Athens County property record for 420 Setty Rd, Albany, OH 45710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,632 sqft · built 1999
Lot Size	6.67 acres (290,545 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jun 2016)
Tax Bill	$3,799 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2014 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B01-00100861-04`

Property Details

APN / Parcel Number

Primary APN	`B01-00100861-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,632 sqft Living Area
1st Floor Area	1,120 sqft
Attic	Attic
Attic Area	550 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	290,545 sqft (6.67 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	267 sqft
Patio Area	267 sqft
Lean-To	320 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	420 SETTY RD
City	ALBANY
State	OH
Zip	45710-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALEXANDER TWP SEC 31 FRA 2
Jurisdiction	ATHENS OH
Township / Civil Division	ALEXANDER
Census Block Group	4
Census Block	4049
Census Tract	973800

Owner

Source: Athens County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 SETTY RD, ALBANY, OH 45710-9300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 19, 2014	Deed of Trust, Mortgage · Line of Credit OHIO UNIVERSITY CU
Jun 15, 2016	Survivorship Deed, Transfer · Conventional Mortgage OHIO UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2016 · Amount on Record
Deed Sale	Jun 15, 2016 · Amount on Record
Prior Sale	Jul 29, 1997 · Amount on Record
Deed Document Number	20162883
Deed Book / Page	521 / 283
Prior Transfer Date	Jul 30, 1996
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	420 SETTY RD, ALBANY, OH 45710-9300
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00572/1617
Date	Sep 21, 2020
Book Page	572/1617
Instrument	202000005211

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 1, 2040

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	420 SETTY RD, ALBANY, OH 45710-9300
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00501/1726
Date	Sep 19, 2014
Book Page	501/1726
Instrument	201400004355

Lender

Name	OHIO UNIVERSITY CU
Type	Credit Union
Address	ATHENS, OH 45701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 18, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2016: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ATHENS OH
Recording Date	Jun 15, 2016
Property Address	420 SETTY RD, ALBANY, OH 45710-9300
Document Number	00521/0283
Book / Page	521 / 0283
Instrument Date	Jun 7, 2016
Instrument	201600002883
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	SECURE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	420 SETTY RD, ALBANY, OH 45710-9300

Mortgage

Document Number	201600002884
Date	Jun 15, 2016
Instrument	201600002884

Lender

Name	OHIO UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

Source: Athens County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Athens County
County Subdivision	Alexander Township
Unified School District	Alexander Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,799.00 (-37.62%)	$91,840 (-) Land $15,110 Building $76,730
2024	$6,090.00 (+1.52%)	$91,840 (-) Land $15,110 Building $76,730	$262,400 (-) Land $43,170 Building $219,230
2023	$5,999.00 (+97.01%)	$91,840 (+27.73%) Land $15,110 Building $76,730	$262,400 (+27.73%) Land $43,170 Building $219,230
2022	$3,045.00	$71,900 Land $11,620 Building $60,280
2020			$205,430 Land $33,210 Building $172,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smart Way Communications Fixed Wireless	250 / 50
Point Broadband Fixed Wireless	50 / 4
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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