Sonoma County property record for 420 School St, Cloverdale, CA 95425
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,206 sqft · built 1949 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | Trust Name on File |
| Last Sale | $184,500 (Dec 1999) |
| Tax Bill | $3,611 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-034-004-000 |
| Primary APN | 001-034-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,206 sqft Living Area |
| Gross Area | 1,602 sqft |
| 1st Floor Area | 1,206 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,700 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 001-034-004 |
|---|---|
| Street Address | 420 SCHOOL ST |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425-3151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCL |
| Legal Description | 88 FM 1-034-02 CW PT 01 PT PT 03 OR 87-20771 & 72 |
| Legal Subdivision | CARL HAEHL ADDITION |
| Legal Block | 2 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 154202 |
420 School St is owner-occupied and held in a trust since September 2020.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 420 SCHOOL ST, CLOVERDALE, CA 95425-3151 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK |
| Sep 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 23, 2020 | Quit Claim Deed, Transfer AMROCK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 1999 · Amount on File |
| Deed Sale | Dec 10, 1999 · Amount on File |
| Deed Document Number | 1999150576 |
| Last Transfer Date | Sep 3, 2020 |
| Transfer Doc | 0000085349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 420 SCHOOL ST, CLOVERDALE, CA 95425-3151 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 420 SCHOOL ST, CLOVERDALE, CA 95425-3151 |
| Document Number | 0000115482 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021115482 |
| Name | EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | SANTA ROSA, CA 95402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Sep 23, 2020 |
| Property Address | 420 SCHOOL ST, CLOVERDALE, CA 95425-3151 |
| Document Number | 0000085349 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 2020085349 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 420 SCHOOL ST, CLOVERDALE, CA 95425-3151 |
| Document Number | 0000085350 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020085350 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Sep 23, 2020 |
| Property Address | 420 SCHOOL ST, CLOVERDALE, CA 95425-3151 |
| Document Number | 0000085351 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 85351 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 420 SCHOOL ST CLOVERDALE CA 954253151, CLOVERDALE, CA 95425-3151 |
The 2025 property tax bill for 420 School St was $3,611 with a homeowner's exemption.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cloverdale City |
| Unified School District | Cloverdale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $289,222 (+2%) Land $94,052 Building $195,170 | |
| 2025 | $3,611.00 Homeowner's exemption | $283,552 Land $92,208 Building $191,344 |
| 2023 | $3,569.00 (+1.86%) Homeowner's exemption | $272,543 Land $88,628 Building $183,915 |
| 2022 | $3,504.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 420 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 420 School St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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