420 School St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 420 School St, Berwick, ME 03901

Property Summary

Property Type	Commercial
Details	4,800 sqft · built 2013
Lot Size	3.38 acres (147,233 sqft)
Owner	Company Name on File
Last Sale	$1,100,000 (May 2023)
Tax Bill	$10,020 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BERW M:R054 B:15`

Property Details

APN / Parcel Number

Primary APN	`BERW M:R054 B:15`
Alternative APN	`2081`

Interior

Stories	1 Story
Building Area	4,800 sqft Total Area
1st Floor Area	4,800 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	147,233 sqft (3.38 acres)
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2081
Street Address	420 SCHOOL ST
City	BERWICK
State	ME
Zip	03901-2834
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R3
Legal Block	15
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	1
Census Block	1014
Census Tract	32002

Owner

420 School St, a commercial property, is owned by a company that bought it in May 2023.

Source: York County and Berwick Town records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	15 WALNUT AVE, NORTH HAMPTON, NH 03862-2012
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust · Commercial Mortgage BANGOR SAVINGS BANK
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PARTNERS BANK
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PARTNERS BANK
May 26, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BANKPROV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Dec 12, 2012 · Amount on File
Deed Document Number	202314168
Deed Book / Page	19245 / 448
Record Updated	Sep 20, 2026

July 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Recording Date	Jul 28, 2026
Property Address	420 SCHOOL ST, BERWICK, ME 03901-2834
Document Number	0000026835
Book / Page	19957 / 429
Instrument Date	Jul 28, 2026
Instrument	202626835
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026835,
Date	Jul 28, 2026
Book Page	19957/429
Instrument	202626835

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate	6.43%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	420 SCHOOL ST, BERWICK, ME 03901-2834
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186790040
Date	May 26, 2021
Book Page	18679/40
Instrument	2021030306

Lender

Name	PARTNERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	420 SCHOOL ST, BERWICK, ME 03901-2834
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186450534
Date	Apr 28, 2021
Book Page	18645/534
Instrument	2021024385

Lender

Name	PARTNERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	May 26, 2023
Property Address	420 SCHOOL ST, BERWICK, ME 03901-2834
Document Number	0192450448
Book / Page	19245 / 448
Instrument Date	May 26, 2023
Instrument	2023014168
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WALNUT AVE, NORTH HAMPTON, NH 03862-2012

Mortgage

Document Number	2023014169
Date	May 26, 2023
Instrument	2023014169

Lender

Name	BANKPROV

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 420 School St was $10,020, up 4.6% from the year before.

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,020.00 (+4.57%)	$768,400 (-) Land $218,400 Building $550,000
2024	$9,582.00 (-3.92%)	$768,400 (+41.15%) Land $218,400 Building $550,000
2023	$9,973.00 (+1.59%)	$544,400 (+1.04%) Land $139,600 Building $404,800
2022	$9,817.00	$538,800 Land $139,600 Building $399,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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