Fayette County property record for 420 Schaeffer Loop, Eads, TN 38028 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,936 sqft · built 1991 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Feb 2019) |
| Tax Bill | $777 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024102 00818 |
| Primary APN | 024102 00818 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 1,693 sqft |
| Upper Floors Area | 810 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 732 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 375 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 420 SCHAEFFER LOOP |
|---|---|
| City | EADS |
| State | TN |
| Zip | 38028-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEACON LIGHT SUBD 14 SECTION B |
| Legal Subdivision | BEACON LIGHT SUBD |
| Legal Lot Number | 14 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 60403 |
Source: Fayette County records · APN 024102 00818
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 SCHAEFFER LOOP, EADS, TN 38028-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Feb 21, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2019 · Amount on Record |
| Deed Sale | Feb 21, 2019 · Amount on Record |
| Prior Sale | Apr 10, 2013 · Amount on Record |
| Deed Document Number | 19000990 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 420 SCHAEFFER LOOP, EADS, TN 38028-3714 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003197 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 21003197 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Feb 21, 2019 |
| Property Address | 420 SCHAEFFER LOOP, EADS, TN 38028-3714 |
| Document Number | 0000000990 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 990 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | SURETITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,217.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 420 SCHAEFFER LOOP EADS TN 380283714, EADS, TN 38028-3714 |
| Document Number | 991 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 991 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MT 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
Source: Fayette County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Unified School District | Fayette County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $777.00 (+11.32%) | $83,475 (+54.37%) Land $41,350 Building $42,125 | $333,900 (+54.37%) Land $165,400 Building $168,500 |
| 2023 | $54,075 (-) Land $23,850 Building $30,225 | ||
| 2022 | $698.00 | $54,075 Land $23,850 Building $30,225 | |
| 2021 | $216,300 Land $95,400 Building $120,900 |
Source: FEMA National Flood Hazard Layer, Fayette County (47047C), updated July 31, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 63% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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