Berrien County property record for 420 S Smith St, New Buffalo, MI 49117
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,248 sqft · built 1925 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,400 (May 1998) |
| Tax Bill | $1,304 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-8200-0220-10-1 |
| Primary APN | 62-8200-0220-10-1 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 132 ft deep x 72 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 420 S SMITH ST |
|---|---|
| City | NEW BUFFALO |
| State | MI |
| Zip | 49117-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PT OF BLK 220 VIRGINIA ADD TO VILLAGE OF NEW BUFFALO COM 126'N30 DEG W OF SELY COR BLK 220 TH N30 DEG W 72'TH S60 DEG W 132'TH S30 DEG E 72'TH N60 DEG E 132'TO POB |
| Legal Subdivision | VIRGINIA ADD |
| Legal Block | 220 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NEW BUFFALO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11301 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 S SMITH ST, NEW BUFFALO, MI 49117-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 1998 · Amount on Record |
| Deed Sale | May 19, 1998 · Amount on Record |
| Prior Sale | Dec 3, 1992 · Amount on Record |
| Deed Book / Page | 1891 / 1266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 420 S SMITH ST, NEW BUFFALO, MI 49117-1750 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03263/0320 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 3263/0320 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 16, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | New Buffalo City |
| Unified School District | New Buffalo Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,100 (+53.46%) | $288,200 (+53.46%) | |
| 2025 | $1,304.00 (+20.3%) | ||
| 2023 | $93,900 | $187,800 | |
| 2022 | $1,084.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BUFFALO TOWNSHIP serves 2,845 people · EPA ID MI0004685 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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