Allen County property record for 420 S Scott St, Lima, OH 45804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,326 sqft · built 1920 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,000 (Dec 1996) |
| Tax Bill | $576 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-3112-08-063.000 |
| Primary APN | 37-3112-08-063.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 2,216 sqft |
| 1st Floor Area | 890 sqft |
| Upper Floors Area | 436 sqft |
| Basement Area | 890 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 164 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 176 sqft |
| Patio Area | 280 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 420 S SCOTT ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45804-1362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H A MOORES SECOND ADDITION OL 260 NE END FF 45.00 |
| Legal Subdivision | H A MOORES SECOND ADDITION |
| Legal Lot Number | 260 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 12700 |
420 S Scott St is owned and occupied by two individuals who bought it in December 1996.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 S SCOTT ST, LIMA, OH 45804-1362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 1996 · Amount on File |
| Deed Sale | Dec 10, 1996 · Amount on File |
| Prior Sale | Sep 13, 1990 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 420 S SCOTT ST, LIMA, OH 45804-1362 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 1220000594 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 2024/594 |
| Instrument | 202401220000594 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 930 W MARKET ST, LIMA, OH 45805 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 24, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 420 S SCOTT ST, LIMA, OH 45804-1362 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 12220017726 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 2021/17726 |
| Instrument | 202112220017726 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 420 S Scott St was $576, up 0.3% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $576.00 (+0.35%) | $14,880 (-) Land $1,160 Building $13,720 | $42,500 (-) Land $3,300 Building $39,200 |
| 2024 | $574.00 (-7.12%) Homeowner's exemption | $14,880 (+5.16%) Land $1,160 Building $13,720 | $42,500 Land $3,300 Building $39,200 |
| 2023 | $618.00 (-0.32%) Homeowner's exemption | $14,150 (-) Land $1,090 Building $13,060 | |
| 2022 | $620.00 Homeowner's exemption | $14,150 Land $1,090 Building $13,060 | |
| 2021 | $40,400 Land $3,100 Building $37,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 420 S Scott St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 420 S Scott St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: TSC.
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