San Joaquin County property record for 420 S School St, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,041 sqft · built 1922 |
| Lot Size | 0.187 acres (8,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,000 (Feb 2018) |
| Tax Bill | $2,568 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 045-201-190-000 |
| Primary APN | 045-201-190-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,041 sqft Living Area |
| 1st Floor Area | 1,041 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | L-Shape |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Lot Area | 8,150 sqft (0.187 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 045-201-19 |
|---|---|
| Street Address | 420 S SCHOOL ST |
| City | LODI |
| State | CA |
| Zip | 95240-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUTCHINS ADD MAP D3 30-34 BLK 2 LOT3 |
| Legal Subdivision | HUTCHINS ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 4302 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 S SCHOOL ST, LODI, CA 95240-4003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Feb 7, 2018 | Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2018 · Amount on Record |
| Deed Sale | Feb 7, 2018 · Amount on Record |
| Deed Document Number | 201814631 |
| Last Transfer Date | Apr 6, 2021 |
| Transfer Doc | 0000063981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 420 S SCHOOL ST, LODI, CA 95240-4003 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 420 S SCHOOL ST, LODI, CA 95240-4003 |
| Document Number | 0000014779 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026-014779 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 23, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 12, 2021 |
| Property Address | 420 S SCHOOL ST, LODI, CA 95240-4003 |
| Document Number | 0000063981 |
| Map Reference | VOL 1 PG 58 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021-063981 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 S SCHOOL ST, LODI, CA 95240-4003 |
| Document Number | 0000063982 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-063982 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 7, 2018 |
| Property Address | 420 S SCHOOL ST, LODI, CA 95240-4003 |
| Document Number | 0000014631 |
| Map Reference | VOL 1 PG 58 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 2018-014631 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | CHICAGO TITLE COMPANY STOCKT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 420 S SCHOOL ST, LODI, CA 95240-4003 |
| Document Number | 0000014632 |
|---|---|
| Date | Feb 7, 2018 |
| Instrument | 2018-014632 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,568.00 (+0.39%) | ||
| 2025 | $2,558.00 (+4.54%) Homeowner's exemption | $241,213 (+4.04%) Land $72,817 Building $168,396 | |
| 2023 | $2,447.00 (+2.34%) Homeowner's exemption | $231,849 Land $69,991 Building $161,858 | $320,580 |
| 2022 | $2,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.
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