420 S Main St, Wheaton, IL 60187 Property Records

DuPage County property record for 420 S Main St, Wheaton, IL 60187

Property Summary

Property Type	Commercial
Details	1.5 ba · 1,831 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Tax Bill	$5,756 (2025)
Deeds & Mortgages	Apr 2022 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`05-16-329-019`

Property Details

APN / Parcel Number

Primary APN	`05-16-329-019`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,831 sqft Gross Area
1st Floor Area	1,831 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Corner

Location & Zoning

Street Address	420 S MAIN ST
City	WHEATON
State	IL
Zip	60187-5235
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	W I & F E WHEATONS RESUB E 1/2 OF S 1/2 E 1/2 E 1/2
Legal Subdivision	W I & F E WHEATONS RESUB
Legal Block	1
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3031
Census Tract	842500

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	107 W INDIANA ST, WHEATON, IL 60187-5203
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Intrafamily Transfer, Transfer
Sep 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage PROVIDENCE BANK & TRUST
Dec 24, 2018	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 4, 2022
Transfer Doc	0000034392
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Apr 4, 2022
Property Address	420 S MAIN ST, WHEATON, IL 60187-5235
Document Number	0000034392
Map Reference	DOC 116426
Instrument Date	Apr 4, 2022
Instrument	R2022-034392
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	107 W INDIANA ST, WHEATON, IL 60187-5203

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	420 S MAIN ST, WHEATON, IL 60187-5235
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28W416 DIVERSEY PKWY, NORTHWOODS, IL 60185-1407

Mortgage

Document Number	0000104035
Date	Sep 16, 2020
Instrument	R2020-104035

Lender

Name	PROVIDENCE BANK & TRUST
Type	Bank
Address	SOUTH HOLLAND, IL 60473

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	53 Months
Due	Feb 19, 2025

Interest

Rate	5%

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	420 S MAIN ST, WHEATON, IL 60187-5235
Document Number	0000012933
Instrument Date	Dec 24, 2018
Transaction Type	Mortgage
Record Updated	Mar 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 S MAIN ST WHEATON IL 601875235, WHEATON, IL 60187-5235

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,756.00 (+11.53%)	$89,339 (+24.69%) Land $79,312 Building $10,027	$268,017 (+24.69%) Land $237,936 Building $30,081
2022	$5,161.00	$71,650 Land $65,700 Building $5,950	$214,950 Land $197,100 Building $17,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	733.2 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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