420 S Main St, Dunkirk, OH 45836 Property Records

Hardin County property record for 420 S Main St, Dunkirk, OH 45836

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,396 sqft
Lot Size	0.181 acres (7,920 sqft)
Owner	2 Individual Names on Record
Tax Bill	$504 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-050010.0000`

Property Details

APN / Parcel Number

Primary APN	`03-050010.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	948 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	7,920 sqft (0.181 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	420 S MAIN ST
City	DUNKIRK
State	OH
Zip	45836-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODS 3
Legal Subdivision	WOODS
Jurisdiction	HARDIN OH
Township / Civil Division	BLANCHARD
Census Block Group	2
Census Block	2049
Census Tract	300

Owner

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 S MAIN ST, DUNKIRK, OH 45836-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 28, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 1, 2010
Transfer Doc	00493/1010
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	420 S MAIN ST, DUNKIRK, OH 45836-1119
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 S MAIN ST, DUNKIRK, OH 45836-1119

Mortgage

Document Number	00569/1917
Date	Oct 26, 2023
Book Page	569/1917
Instrument	2023002934

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	420 S MAIN ST, DUNKIRK, OH 45836-1119
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	562/1685
Date	Sep 23, 2021
Book Page	562/1685
Instrument	202100003548

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	110 Months
Due	Nov 1, 2030

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	420 S MAIN ST, DUNKIRK, OH 45836-1119
Transaction Type	Mortgage
Record Updated	Feb 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700088705
Date	Mar 28, 2017
Book Page	543/0548
Instrument	201700088705

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Blanchard Township
Municipality	Dunkirk Village
Unified School District	Hardin Northern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$504.00 (-2.14%)	$24,030 (-) Land $1,790 Building $22,240
2024	$515.00 (-3.92%) Homeowner's exemption Senior Citizen's exemption	$24,030 (-) Land $1,790 Building $22,240
2023	$536.00 (+18.06%) Homeowner's exemption Senior Citizen's exemption	$24,030 (+28.09%) Land $1,790 Building $22,240	$68,650 (+28.08%) Land $5,110 Building $63,540
2022	$454.00 Homeowner's exemption Senior Citizen's exemption	$18,760 Land $1,460 Building $17,300
2020			$53,600 Land $4,170 Building $49,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK VILLAGE PWS serves 875 people · EPA ID OH3300212
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, MetaLINK Technologies.

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