420 S Cody Rd, Eldridge, IA 52748 Property Records

Scott County property record for 420 S Cody Rd, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,536 sqft · built 1978
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Jan 2013)
Tax Bill	$3,328 (2026)
Deeds & Mortgages	Mortgage Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931307301`

Property Details

APN / Parcel Number

Primary APN	`931307301`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Building Area	1,536 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	900 sqft
Unfinished Basement	444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,901 sqft (0.388 acres)
Lot Dimensions	161 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	64 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	420 S CODY RD
City	ELDRIDGE
State	IA
Zip	52748-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERREL'S 1ST ADD LOT: 001 FERREL'S 1ST ADD
Legal Subdivision	FERREL'S 1ST ADD
Legal Lot Number	1
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	3
Census Block	3022
Census Tract	10201

Owner

420 S Cody Rd is owned and occupied by two individuals who bought it in January 2013.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 S CODY RD, ELDRIDGE, IA 52748-9733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Aug 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage R I A FCU
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit VIBRANT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2013 · Amount on File
Deed Sale	Jan 3, 2013 · Amount on File
Prior Sale	May 7, 2012 · Amount on File
Deed Document Number	2013316
Prior Transfer Date	Apr 25, 2007
Prior Transfer Doc	0000012727
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	420 S CODY RD, ELDRIDGE, IA 52748-9733
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	420 S CODY RD, ELDRIDGE, IA 52748-9733
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200023203
Date	Aug 26, 2022
Instrument	202200023203

Lender

Name	R I A FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 16, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	420 S CODY RD, ELDRIDGE, IA 52748-9733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000027760
Date	Sep 15, 2020
Instrument	202000027760

Lender

Name	VIBRANT CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	420 S CODY RD, ELDRIDGE, IA 52748-9733
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008826
Date	Apr 16, 2018
Instrument	201800008826

Lender

Name	VIBRANT CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	57 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 420 S Cody Rd was $3,328.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,328.00	$279,800 (-) Land $50,700 Building $229,100	$279,800 (-) Land $50,700 Building $229,100
2025	$3,328.00 (+0.91%)	$279,800 Land $50,700 Building $229,100	$279,800 Land $50,700 Building $229,100
2024	$3,298.00
2023		$257,300 Land $38,000 Building $219,300	$257,300 Land $38,000 Building $219,300
2022	$3,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 S Cody Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 S Cody Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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