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420 Rugged Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 420 Rugged Dr, Red Oak, TX 75154 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,632 sqft · built 2016
Lot Size1.03 acres (44,997 sqft)
Owner2 Individual Names on File
Last Sale$463,275 (Jul 2022)
Tax Bill$14,571 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR231522

Property Details

APN / Parcel Number

Primary APNR231522
Alternative APNs
  • 72473790201900111
  • 231522

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,632 sqft Living Area
Gross Area4,496 sqft
1st Floor Area2,939 sqft
2nd Floor Area693 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area44,997 sqft
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area313 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address420 RUGGED DR
CityRED OAK
StateTX
Zip75154-3016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 BLK B HIDDEN CREEK PH II 1.033 AC
Legal SubdivisionHIDDEN CREEK PH II
Legal BlockB
Legal Lot Number19
JurisdictionELLIS TX
Township / Civil DivisionFERRIS
Census Block Group1
Census Block1002
Census Tract60103

Owner

Source: Ellis County records · APN R231522

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address420 RUGGED DR, RED OAK, TX 75154-3016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Prior SaleOct 09, 2014
Deed Document Number202230320
Record UpdatedSep 20, 2026

July 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionELLIS TX
Recording DateJul 28, 2022
Property Address420 RUGGED DR, RED OAK, TX 75154-3016
Document Number0002230320
Map ReferenceCAB G SL 274&275
Instrument DateJul 27, 2022
Instrument2230320
Transaction TypeTransfer
Record UpdatedNov 16, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 RUGGED DR, RED OAK, TX 75154-3016

Mortgage

Document Number0002230321
DateJul 28, 2022
Instrument2230321
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
MunicipalityRed Oak City
Unified School DistrictRed Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$744,364 (+3.83%) Land $176,000 Building $568,364$744,364 (+3.83%) Land $176,000 Building $568,364
2025$14,571.00 (-4.72%)$716,879 (+16.09%) Land $165,000 Building $551,879$716,879 (+16.09%) Land $165,000 Building $551,879
2024$15,293.00 (+19.36%)
2023$12,813.00 (+44.13%) Homeowner's exemption$617,509 Land $148,500 Building $469,009$617,509 Land $148,500 Building $469,009
2018$8,890.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390601031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2018–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2022, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 53% of the US · above 29% of Texas
Wildfire LikelihoodAbout 1 in 1,042 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20

May also be available at this address: JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

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