420 Ritchie St, Salisbury, NC 28146 Property Records

Rowan County property record for 420 Ritchie St, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,720 sqft · built 2002
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Dec 2020)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`413 074`

Property Details

APN / Parcel Number

Primary APN	`413 074`
Alternative APN	`6305680`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	263 ft deep x 142 ft wide
Garage Area	1,152 sqft
Porch	Porch
Porch Area	20 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	420 RITCHIE ST
City	SALISBURY
State	NC
Zip	28146-7470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	.85AC
Legal Subdivision	PROPERTY OF MICHAEL G & DENISE S REAVIS
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	4
Census Block	4013
Census Tract	51002

Owner

Source: Rowan County records, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 RITCHIE ST, SALISBURY, NC 28146-7470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 4, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Deed Book / Page	1362 / 357
Prior Transfer Date	Mar 12, 2009
Prior Transfer Doc	0011390116
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	420 RITCHIE ST, SALISBURY, NC 28146-7470
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013900547
Date	Dec 9, 2021
Book Page	1390/547

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 4, 2020
Property Address	420 RITCHIE ST, SALISBURY, NC 28146-7470
Document Number	0013620357
Book / Page	1362 / 357
Instrument Date	Dec 4, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24135D COLLIE RD, 24135D, GOLD HILL, NC 28071-9695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 RITCHIE ST, SALISBURY, NC 28146-7470

Mortgage

Document Number	1362358
Date	Dec 4, 2020
Instrument	1362/358

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	420 RITCHIE ST, SALISBURY, NC 28146-7470
Document Number	0012940428
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 RITCHIE ST SALISBURY NC 281467470, SALISBURY, NC 28146-7470

Mortgage

Document Number	0012940428
Date	Aug 8, 2017
Book Page	001294/000428

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 7, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Faith Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00	$247,799 (-) Land $36,000 Building $211,799
2023	$2,453.00	$247,799 Land $36,000 Building $211,799	$247,799 Land $36,000 Building $211,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FAITH serves 1,316 people · EPA ID NC0180055
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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