420 Reese Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 420 Reese Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Lot Size	67.6 acres (2,946,398 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454300557622000`

Property Details

APN / Parcel Number

Primary APN	`454300557622000`
Alternative APN	`45948`

Exterior

Architectural Style	Mobile Home
Lot Area	2,946,398 sqft (67.6 acres)
Lot Width	1,242 ft Width
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Shed	1 Shed
Shed Area	192 sqft
Bath House	120 sqft

Location & Zoning

Account Number	45948
Street Address	420 REESE LN
City	MURPHY
State	NC
Zip	28906-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALLARD PROP 1564/366 1635/273 A/100B
Legal Phase	1564
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2051
Census Tract	930603

Owner

Source: Cherokee County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3365 N WHITNEY AVE, HAPEVILLE, GA 30354-1401
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · VA Mortgage C C LENDING INC
Jan 30, 2026	Deed of Trust, Mortgage · Commercial Mortgage BROWN HAVEN HOMES LLC A GEORGI
Jan 14, 2026	Intrafamily Transfer, Transfer · Construction Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 7, 2026
Transfer Doc	01793/1159
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jun 30, 2026
Property Address	420 REESE LN, MURPHY, NC 28906-1722
Document Number	0000003273
Book / Page	1804 / 1077
Instrument Date	Jun 30, 2026
Instrument	20263273
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3365 N WHITNEY AVE, ATLANTA, GA 30354-1401
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003273,
Date	Jun 30, 2026
Book Page	1804/1077
Instrument	20263273

Lender

Name	C C LENDING INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	420 REESE LN, MURPHY, NC 28906-1722
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3365 N WHITNEY AVE, HAPEVILLE, GA 30354-1401

Mortgage

Document Number	001794/792
Date	Jan 30, 2026
Book Page	1794/792
Instrument	454

Lender

Name	BROWN HAVEN HOMES LLC A GEORGI
Type	Non-Lending Institution
Address	102 TOWN SQ, BLAIRSVILLE, GA 30512

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jan 14, 2026
Property Address	420 REESE LN, MURPHY, NC 28906-1722
Document Number	01793/1159
Book / Page	1793 / 1159
Map Reference	CAB H SL 2299
Instrument Date	Jan 7, 2026
Instrument	207
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 FAIRFOREST DR, MATTHEWS, NC 28104-6793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3365 N WHITNEY AVE, HAPEVILLE, GA 30354-1401

Mortgage

Document Number	0001794775
Date	Jan 14, 2026
Instrument	1794/775

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,918.00	$260,100 (-)	$260,100 (-) Land $209,280 Building $50,820
2023		$260,100	$260,100 Land $209,280 Building $50,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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