420 Queen St, Culpeper, VA 22701 Property Records

Culpeper County property record for 420 Queen St, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 2012
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Jun 2015)
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`41-B-23-13`

Property Details

APN / Parcel Number

Primary APN	`41-B-23-13`
Alternative APN	`24167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
1st Floor Area	1,637 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	440 sqft
Driveway	Gravel (Chat) Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	24167
Street Address	420 QUEEN ST
City	CULPEPER
State	VA
Zip	22701-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	KINGS MANOR SUBDIVISION LOT 13, 11,976 SQ FT PF 2/787-789
Legal Subdivision	KINGS MANOR SUBDIVISIONIV
Legal Lot Number	11,13,9
Jurisdiction	CULPEPER VA
Township / Civil Division	CATALPA
Census Block Group	2
Census Block	2005
Census Tract	930300

Owner

420 Queen St is owned and occupied by an individual who bought it in June 2015.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	420 QUEEN ST, CULPEPER, VA 22701-1527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2015 · Amount on File
Deed Sale	Jun 25, 2015 · Amount on File
Prior Sale	Sep 28, 2012 · Amount on File
Deed Book / Page	1500 / 3371
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	420 QUEEN ST, CULPEPER, VA 22701-1527
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260000811
Date	Feb 20, 2026
Instrument	260000811

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	420 QUEEN ST, CULPEPER, VA 22701-1527
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210008115
Date	Sep 14, 2021
Instrument	210008115

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

The 2025 property tax bill for 420 Queen St was $1,649, down 12.8% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,649.00 (-12.75%)	$383,500 Land $93,800 Building $289,700	$383,500 Land $93,800 Building $289,700
2024	$1,890.00 (-1.82%)
2023	$1,925.00	$366,100 Land $84,400 Building $281,700	$366,100 Land $84,400 Building $281,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Queen St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2018–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Queen St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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