420 Potneck Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 420 Potneck Rd, Salisbury, NC 28147

Property Summary

Property Type	Residential Vacant Land
Details	3.5 ba · 1,386 sqft · built 1995
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Last Sale	$48,000 (Feb 2025)
Tax Bill	$187 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302A060`

Property Details

APN / Parcel Number

Primary APN	`302A060`
Alternative APN	`6346054`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	956 sqft
Basement Area	956 sqft
Unfinished Basement	956 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Detached
Garage Area	784 sqft
Porch	Porch
Porch Area	160 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	420 POTNECK RD
City	SALISBURY
State	NC
Zip	28147-8732
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 5 .7AC
Legal Subdivision	PLAT OF RIVERBEND
Legal Lot Number	5
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2029
Census Tract	51903

Owner

420 Potneck Rd, residential vacant land, is owned by a company that bought it in February 2025.

Source: Rowan County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	119 N SALISBURY ST, RALEIGH, NC 27603-1739
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 15, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025 · Amount on File
Deed Sale	Feb 25, 2025 · Amount on File
Prior Sale	Dec 15, 2017 · Amount on File
Deed Book / Page	1457 / 321
Prior Transfer Date	Dec 20, 2024
Prior Transfer Doc	1455000538
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	420 POTNECK RD, SALISBURY, NC 28147-8732
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014000887
Date	Apr 29, 2022
Book Page	1400/887

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 15, 2017
Property Address	420 POTNECK RD, SALISBURY, NC 28147-8732
Document Number	0013010482
Book / Page	1301 / 0482
Map Reference	PG 2234
Instrument Date	Dec 13, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 KINGTREE RD, 655, SALISBURY, NC 28146-5106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 POTNECK RD, SALISBURY, NC 28147-8732

Mortgage

Document Number	0013010483
Date	Dec 15, 2017
Instrument	1301/0483

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 420 Potneck Rd was $187, down 46.1% from the year before.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$187.00 (-46.11%)	$28,000 (-45.95%) Land $28,000	$28,000 Land $28,000
2025	$347.00	$51,800 Land $51,800
2023	$1,441.00	$215,167 Land $51,800 Building $163,367	$51,800 Land $51,800 Building $41,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Potneck Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Potneck Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Potneck Rd

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