Wright County property record for 420 Pine St, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 988 sqft · built 1979 |
| Lot Size | 0.188 acres (8,201 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,000 (Aug 2025) |
| Tax Bill | $2,228 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Aug 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-010-026095 |
| Primary APN | 104-010-026095 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Dome |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,201 sqft (0.188 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Storage Building | 64 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Street Address | 420 PINE ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-2171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LOT-010 BLOCK-026 LT10 BLK26 ALSO VAC ALLEY LOCK-026 LT10 BLK26 ALSO VAC A |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | ORIGINAL PLAT CLEARWATER |
| Legal Block | 26,26 |
| Legal Lot Number | 10 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 100300 |
420 Pine St is owned and occupied by an individual who bought it in August 2025.
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 PINE ST, CLEARWATER, MN 55320-2171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage SENTRY BANK |
| Aug 21, 2025 | Affidavit of Death of Joint Tenant, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on File |
| Deed Sale | Aug 21, 2025 · Amount on File |
| Prior Sale | Sep 22, 2003 · Amount on File |
| Deed Document Number | 20251583768 |
| Transfer Doc | 00A1583767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 21, 2025 |
| Property Address | 420 PINE ST, CLEARWATER, MN 55320-2171 |
| Document Number | 00A1583768 |
| Instrument Date | Aug 21, 2025 |
| Instrument | A1583768 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 PINE ST, CLEARWATER, MN 55320-2171 |
| Document Number | 00A1583769 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | A1583769 |
| Name | SENTRY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 21, 2025 |
| Property Address | 420 PINE ST, CLEARWATER, MN 55320-2171 |
| Document Number | 00A1583767 |
| Instrument Date | Aug 12, 2025 |
| Instrument | A1583767 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 PINE ST, CLEARWATER, MN 55320-2171 |
The 2026 property tax bill for 420 Pine St was $2,228, up 2.5% from the year before.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,228.00 (+2.48%) | $204,500 (+4.76%) Land $25,600 Building $178,900 | $204,500 (+4.76%) Land $25,600 Building $178,900 |
| 2025 | $2,174.00 | $195,200 Land $21,000 Building $174,200 | $195,200 Land $21,000 Building $174,200 |
| 2023 | $2,578.00 (+16.34%) | $215,300 Land $21,000 Building $194,300 | $215,300 Land $21,000 Building $194,300 |
| 2022 | $2,216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Pine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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