420 Oxford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 420 Oxford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2022)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-071-105-010`

Property Details

APN / Parcel Number

Primary APN	`06-25-071-105-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,453 sqft Living Area
1st Floor Area	620 sqft
2nd Floor Area	833 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	176 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	420 OXFORD AVE
City	ELYRIA
State	OH
Zip	44035-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL REALTY CO 40 X 110
Legal Subdivision	HILL REALTY COMPANYS FIRST SUBDIVISION
Legal Tract	25
Legal Block	105
Legal Lot Number	91
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2003
Census Tract	71100

Owner

420 Oxford Ave is owned and occupied by an individual who bought it in March 2022.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	420 OXFORD AVE, ELYRIA, OH 44035-6420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK
Nov 9, 2018	Deed of Trust, Mortgage · Conventional with PMI LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Sep 22, 2016 · Amount on File
Deed Document Number	2022001802
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 31, 2022
Property Address	420 OXFORD AVE, ELYRIA, OH 44035-6420
Document Number	0000869307
Map Reference	VOL 6 PG 55
Instrument Date	Mar 30, 2022
Instrument	2022-0869307
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 W FEDERAL ST, YOUNGSTOWN, OH 44503-1200

Mortgage

Document Number	0000869308
Date	Mar 31, 2022
Instrument	2022-0869308

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	420 OXFORD AVE, ELYRIA, OH 44035-6420
Document Number	0000695168
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 OXFORD AVE ELYRIA OH 440356420, ELYRIA, OH 44035-6420

Mortgage

Document Number	0000695168
Date	Nov 15, 2018
Instrument	695168

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 420 Oxford Ave was $2,126.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00	$44,460 (+0.01%) Land $5,650 Building $38,810	$127,010 (-) Land $16,130 Building $110,880
2024	$2,126.00 (+11.78%)	$44,454 (+29%) Land $5,646 Building $38,808	$127,010 (+29%) Land $16,130 Building $110,880
2023	$1,902.00 (+1.66%)	$34,461 (+%) Land $5,782 Building $28,679	$98,460 Land $16,520 Building $81,940
2022	$1,871.00	$34,460 Land $5,780 Building $28,680
2021			$98,460 Land $16,520 Building $81,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Oxford Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 420 Oxford Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Oxford Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures