Charlestown Town property record for 420 Old Mill Rd, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,456 sqft · built 1890 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Jan 2024) |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage May 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-0559-05 |
| Primary APN | 19-0559-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,416 sqft |
| 1st Floor Area | 880 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 114,563 sqft (2.63 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 12-0001-37 |
|---|---|
| Street Address | 420 OLD MILL RD |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Lot Number | 68 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 51101 |
420 Old Mill Rd is owned and occupied by two individuals who bought it in January 2024.
Source: Charlestown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 OLD MILL RD, CHARLESTOWN, RI 02813-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK |
| May 4, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 4, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 4, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2024 · Amount on File |
| Deed Sale | Jan 22, 2024 · Amount on File |
| Prior Sale | Apr 13, 2007 · Amount on File |
| Deed Document Number | 202465 |
| Deed Book / Page | 501 / 16 |
| Prior Transfer Date | Apr 28, 2022 |
| Prior Transfer Doc | 00000487-1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | Jan 22, 2024 |
| Property Address | 420 OLD MILL RD, CHARLESTOWN, RI 02813-3610 |
| Document Number | 0000501-16 |
| Book / Page | 501 / 16 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 65 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 OLD MILL RD, CHARLESTOWN, RI 02813-3610 |
| Document Number | 0000000066 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 66 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | May 4, 2022 |
| Property Address | 420 OLD MILL RD, CHARLESTOWN, RI 02813-3610 |
| Document Number | 00000487-4 |
| Book / Page | 487 / 4 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 978 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 420 OLD MILL RD, CHARLESTOWN, RI 02813-3610 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | May 4, 2022 |
| Property Address | 420 OLD MILL RD, CHARLESTOWN, RI 02813-3610 |
| Document Number | 00000487-1 |
| Book / Page | 487 / 1 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 977 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 420 OLD MILL RD, CHARLESTOWN, RI 02813-3610 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | May 4, 2022 |
| Property Address | 420 OLD MILL RD, CHARLESTOWN, RI 02813-3610 |
| Document Number | 00000487-7 |
| Book / Page | 487 / 7 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 979 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 420 OLD MILL RD, CHARLESTOWN, RI 02813-3610 |
The 2025 property tax bill for 420 Old Mill Rd was $2,507.
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,507.00 | $422,700 Land $159,300 Building $263,400 | $566,697 |
| 2023 | $2,426.00 | $422,700 Land $159,300 Building $263,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Old Mill Rd in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 32 (1984–2012) |
| Claims Outside the SFHA | 9 of 32 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 Old Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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