420 Oberlin Rd, Elyria, OH 44035 Property Records

Lorain County property record for 420 Oberlin Rd, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Square Footage3,726 sqft Gross Area
Lot Size28,750 sqft (0.66 acres)
Last Sale$330,000 (2013)
Tax Bill$10,284.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-00-003-120-050

Interior

Building Area3,726 sqft Gross Area
1st Floor3,726 sqft 1st Floor
Stories1 Stories

Exterior

Lot Area28,750 sqft (0.66 acres)
Total Buildings2 Total Buildings

Location & Zoning

Street Address420 OBERLIN RD
CityELYRIA
StateOH
Zip44035-7724
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description0.66 AC
Legal SubdivisionORIGINAL CARLISLE TOWNSHIP
Legal Block120
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2023
Census Tract71400

Owner

Source: Lorain County records · APN 10-00-003-120-050

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address430 OBERLIN ELYRIA RD, ELYRIA, OH 44035
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2019Loan Modification, Mortgage · Line of Credit
SOMERSET TR
Apr 19, 2018Loan Modification, Mortgage · Line of Credit
SOMERSET TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 03, 2013 · Amount on Record
Deed SaleApr 03, 2013 · Amount on Record
Prior SaleSep 21, 2010 · Amount on Record
Deed Doc Number2013455362
Prior Transfer DateSep 20, 2010
Prior Transfer Doc0000347410
Record RefreshedSep 20, 2026

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Recording DateJan 15, 2019
Property Address420 OBERLIN RD, ELYRIA, OH 44035-7724
Instrument DateDec 01, 2018
Instrument701211
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address430 OBERLIN RD ELYRIA OH 440357724, ELYRIA, OH 44035-7724

Mortgage

Document Number0000701211
DateJan 15, 2019
Instrument701211
Lender
NameSOMERSET TR
Address151 W MAIN ST, SOMERSET, PA 15501-2041
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Recording DateApr 19, 2018
Property Address420 OBERLIN RD, ELYRIA, OH 44035-7724
Instrument DateApr 16, 2018
Instrument669044
Transaction TypeMortgage
Record UpdatedMay 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address430 OBERLIN RD ELYRIA OH 440357724, ELYRIA, OH 44035-7724

Mortgage

Document Number0000669044
DateApr 19, 2018
Instrument669044
Lender
NameSOMERSET TR
Address151 W MAIN ST, SOMERSET, PA 15501-2041
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,284.00 (+1.86%)
2024$10,096.00 (+3.39%)$162,614 (+26.31%) Land $37,734 Building $124,880$464,610 (+26.31%) Land $107,810 Building $356,800
2023$9,765.00$128,738 Land $30,188 Building $98,550$367,820 Land $86,250 Building $281,570

Flood & Wildfire

420 Oberlin Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oberlin Rd

Nearby Streets

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