420 NE Thames Dr, Lees Summit, MO 64086 Property Records

Jackson County property record for 420 NE Thames Dr, Lees Summit, MO 64086

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,874 sqft · built 1989
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (May 2025)
Tax Bill	$4,092 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Aug 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`52-820-01-22`

Property Details

APN / Parcel Number

Primary APN	`52-820-01-22`
Alternative APNs	`52-820-01-22-00-0-00-000` `52820012200000001` `986769`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,874 sqft Living Area
1st Floor Area	344 sqft
Basement Area	604 sqft
Finished Basement	284 sqft
Unfinished Basement	320 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	986769
Street Address	420 NE THAMES DR
City	LEES SUMMIT
State	MO
Zip	64086-5587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT STATION 4TH PLAT LOT 22 BLK 6
Legal Subdivision	SUMMIT STATION 4TH PLAT
Legal Block	6
Legal Lot Number	22
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	1
Census Block	1002
Census Tract	17900

Owner

420 NE Thames Dr is owned and occupied by an individual who bought it in May 2025.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Aug 14, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
May 28, 2025	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC
Feb 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Feb 16, 2023	Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE
Sep 14, 2022	Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE
Nov 16, 2020	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on File
Deed Sale	May 21, 2025 · Amount on File
Prior Sale	Feb 16, 2023
Deed Document Number	202534692
Prior Transfer Date	Apr 29, 2004
Prior Transfer Doc	0000I57592
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0012825
Date	Feb 4, 2021
Instrument	2021E0012825

Lender

Name	UMB BANK NA
Type	Bank
Address	54133

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587

Mortgage

Document Number	00E0054134
Date	Aug 14, 2024
Instrument	2024E0054134

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587

Mortgage

Document Number	00E0036115
Date	May 28, 2025
Instrument	2025E0036115

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587

Mortgage

Document Number	00E0010581
Date	Feb 21, 2023
Instrument	2023E0010581

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 16, 2023
Property Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587
Document Number	00E0009930
Instrument Date	Feb 10, 2023
Instrument	2023E0009930
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 14, 2022
Property Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587
Document Number	00E0085474
Instrument Date	Sep 13, 2022
Instrument	2022E0085474
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	420 NE THAMES DR, LEES SUMMIT, MO 64086-5587
Document Number	000E112723
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 NE THAMES DR LEES SUMMIT MO 640865587, LEES SUMMIT, MO 64086-5587

Mortgage

Document Number	000E112723
Date	Nov 30, 2020
Instrument	112723E

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 420 NE Thames Dr was $4,092, down 2.2% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,286 (-) Land $8,098 Building $48,188	$296,240 (-)
2025	$4,092.00 (-2.2%)	$56,286 Land $8,098 Building $48,188	$296,240
2024	$4,184.00 (+0.75%)
2023	$4,153.00	$57,950 Land $4,913 Building $53,037	$305,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 NE Thames Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 NE Thames Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEES SUMMIT PWS serves 99,400 people · EPA ID MO1010459
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: KC Web, Wisper ISP.

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